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696 West Rd #49, Milledgeville, GA, 31061

4beds
2baths
1,907sqft
$429,000
$225price/sqft
$2,881/moest. monthly cost
$115,240/yrincome needed

About This Home

Welcome home to pecan trees lining your driveway and animals running in your pasture. This 1907 square foot home offers 4 bedrooms, 2 bathrooms, updated kitchen, large living room, dining room, covered porches, wood burning stove, new air conditioner, metal roof, new windows, shop, second building for storage, and two barns sitting on 15.73 acres with a creek. Seller is a Georgia licensed Real Estate Agent.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

--
Midway Hills PrimaryGrades K-21.8 mi
5/10
Oak Hill Middle SchoolGrades 6-81.5 mi
2/10
Baldwin High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Sheetrock/Drywall,Panel

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Gas Water Heater
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Speed Internet
  • Fireplace features: Fireplace,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,907
  • Total interior livable area: 1,907 sqft

Property

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Fenced
  • Waterfront features: Creek

Lot

  • Features: Outside City Limits

Parking

  • Parking features: Carport,Asphalt
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$279$3,348
Property Taxes $214$2,568
Electricity $219$2,637
Total$2,881$34,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,777/yr
40% on housing$86,430/yr
45% on housing$76,826/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 31061$136
Baldwin County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 31061$147
Baldwin County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-15Listed for sale$429,000

For Sale by Agent

AgentBob Hamilton
BrokerageGreat Blue Realty, LLC

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