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851 Gumtree Rd #1027, Winston Salem, NC, 27107

3beds
3baths
2,548sqft
$509,500
$200price/sqft
$3,244/moest. monthly cost
$129,760/yrincome needed

About This Home

Gorgeous newly built 3BR/2.5BTH home off Gumtree Road! Fantastic Lenox plan with 2,548 SF heated living area and oversized 2-car garage. Open plan with great room, dining area, private study, kitchen with huge island and tons of cabinets! 9' ceilings on first & second floor; large owner’s suite with gorgeous bathroom including dual bowl vanity, large tiled shower with transom window and separate garden tub, water closet, and large walk-in closet. Secondary bathroom includes transom window in shower/tub. Laundry with folding table on 2nd floor. Screened in back porch with beautiful view! Options/Upgrades include garage door opener with glass and hardware on garage doors, stainless steel appliances, upgraded tile backsplash, quartz countertop, and much more! Large 0.85 acre lot. Must see to appreciate!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Midway ElementaryGrades PK-52.0 mi
5/10
Oak Grove Middle SchoolGrades 6-83.9 mi
6/10
Oak Grove HighGrades 9-123.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Brick

Other

  • Builder name: True Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Remarks
  • Laundry features: Dryer Connection,Laundry Room,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Dining Room

  • Level: Main

Features

  • Great Room,Kitchen Island,Pantry
  • Flooring: Carpet,Laminate,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area above ground: 2,548

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,548
  • Total interior livable area: 2,548 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Second

Master Bedroom

  • Level: Second

Study

  • Level: Main

Property

Details

  • Parcel number: 684103043117
  • Zoning: RA3
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 0.85 Acres
  • Features: City Lot

Parking

  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Davidson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,576$30,912
Home Insurance *$198$2,376
Property Taxes $233$2,796
Electricity $237$2,847
Total$3,244$38,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,222/yr
40% on housing$97,320/yr
45% on housing$86,506/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 27107$131
Davidson County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27107$167
Davidson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$539,500
2026-04-28Price change$549,500
2026-04-14Price change$569,500
2026-04-06Price change$589,500
2026-03-26Price change$599,900
2026-03-15Listed for sale$629,500

New Construction Spec

AgentKaylee Wilson
BrokerageTLS Realty LLC

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