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1429 Girard St NW #205, Washington, DC, 20009

3beds
2baths
1,539sqft
$170,524
$111price/sqft
$1,149/moest. monthly cost
$45,960/yrincome needed

About This Home

Welcome Home! This affordable, spacious, newly renovated three-bedroom/two-bathroom unit is your pathway into DC living in the lovely neighborhood of Columbia Heights. Located in a secured-entry building and surrounded by multiple public transportation options, parks, restaurants, shopping and more, your new residence includes an assigned parking space and easily accessible on-site-in laundry facilities. The modernly appointed kitchen is complemented by the easy flow between the dining and living room areas. The new renovations include fresh paint, new flooring and carpet, new kitchen appliances and updated finishes. The generously sized bedrooms await your design touches to reflect your personal style. Move-in ready! Don’t wait, it won’t last long! This is NOT an IZ unit and there is no IZ-related occupancy requirement, i.e. this 3-bedroom unit property does not require 3 occupants. Seller prefers National Capital Title & Escrow for settlement as they are the co-op's Transfer Agent and preferred title company. Pursuant to the District of Columbia’s affordability requirements, this lovely co-op is an income restricted unit, owner occupants only. Total maximum annual incomes (pre-tax amounts, projected over the next 12 months) for all persons who will live in this 80% maximum MFI unit, by household size: $91,800 (1 person), $104,900 (2 people), $118,000 (3 people), $131,000 (4 people), $141,600 (5 people), $152,100 (6 people), and $162,600 (7 people). There is one underlying mortgage that is addressed in the monthly co-op fees. The total monthly cost of the underlying mortgage is $241. The co-op fee that includes water and parking is $1,157 monthly. Approval is required by the co-op board for any contracted purchaser and is obtained via a mandatory interview process. Prior to the execution of any contract, all prospective purchasers must submit income information to a DHCD-approved certifying entity, to determine whether they are income eligible to purchase the unit in accordance with the terms of the Affordability Covenant. The listing agent will facilitate buyer(s) submission to a CBO (Community Based Organizations) to act as a Certifying Entity. Local lender has approved this cooperative for financing. Come visit the property and get your process started today.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
98
BikeBiker's Paradise

Schools

4/10
3/10
Cardozo Education CampusGrades 6-120.4 mi

Construction

Condition

  • Year built: 1966

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Oven/Range - Gas,Refrigerator,Electric Water Heater
  • Laundry features: Common Area

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Finished area above ground: 1,539

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,539
  • Total interior livable area: 1,539 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2668//0066
  • Attached to another structure: Yes
  • Zoning: RES COOPERATIVE
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Features: Chillum-Urban Land Complex

Parking

  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across District of Columbia Counties

Other

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $862$10,344
Home Insurance *$75$900
Property Taxes $85$1,020
Electricity $127$1,530
Total$1,149$13,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,394/yr
40% on housing$34,470/yr
45% on housing$30,640/yr

District of Columbia FAIR Plan Programs

District of Columbia Property Insurance Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.4%
7.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 20009$660
District of Columbia$600

vs Homes Sold Last Month

Median $/sqft

ZIP 20009$798
District of Columbia$394

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-16Listed for sale$179,524

For Sale by Agent

AgentLisa Jeffery
BrokerageEXP Realty, LLC

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