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408 Idle Place Cir Lot 55, Rossville, GA, 30741

2beds
2baths
958sqft
$289,900
$303price/sqft
$1,977/moest. monthly cost
$79,080/yrincome needed

About This Home

This stunning single-level 2 Bedroom, 2 Full Bathroom home is located just minutes from East Ridge Exit 1 and Downtown Chattanooga, offering an unbeatable blend of style, quality, and location. The exterior colors and architectural style are unique to Idleplace, giving the neighborhood its own signature charm. Built with premium craftsmanship, this home includes countless custom upgrades rarely found in homes at twice the price. Custom features include: Oversized Front Porch, 10+ft Ceiling Throughout, 8ft Interior & Exterior Doors, Oversized Custom Picture Windows, Oversized Double Hung Windows, Custom Wooden Beams, Custom Feature Wall in Living Area, Massive Kitchen with Custom Cabinets with dovetail wood jointed soft close doors & drawers, Custom Backsplash to the Ceiling, Upgraded Appliance Package with WiFi Capable Oven, Upgraded Kitchen Sink, Oversized Island, Upgraded Granite Counter Tops Throughout, LED Under Cabinet Lighting, Garbage Disposal, Custom Hardwood Flooring Throughout, LED Lighting Throughout, Remote Control Ceiling Fans, Crown Molding, Oversized Master, Custom Feature Wall in Master Bedroom, Custom Tile Shower, Custom Built-ins with Oversized Master Closet, Transom Windows, Oversized Laundry Room with Custom Cabinets, Tankless On Demand Hot Water Heater, Ring Door Bell, Custom Oversized Gutters & Downspouts, Oversized Back Porch with Remote Control Ceiling Fan, LED Exterior Eave Lighting, Upgraded HVAC Unit & MUCH MORE!!! THIS IS A MUST SEE!!! Schedule your showing today!!!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
6/10
Lakeview Middle SchoolGrades 6-81.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,HardiPlank Type,Stone,Fiber Cement

Other

  • Builder name: SMH Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Disposal,Dishwasher,Electric Water Heater,Free-Standing Electric Range,Microwave,Smart Appliance(s),Stainless Steel Appliance(s),Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Beamed Ceilings,Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,Double Vanity,Granite Counters,High Ceilings,High Speed Internet,Kitchen Island,Natural Woodwork,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s),Separate Shower,Tub/shower Combo,En Suite
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Tile,Engineered Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 958

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 958
  • Total interior livable area: 958 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0010k055
  • Other equipment: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Rear Porch,Porch - Covered
  • Exterior features: None
  • Spa features: None
  • Fencing: None

Lot

  • Lot size: 3,049 sqft
  • Features: Front Yard,Interior Lot,Level
  • Lot size dimensions: 90 x 35

Parking

  • Parking features: Concrete,Driveway,Kitchen Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$144$1,728
Property Taxes $149$1,788
Electricity $219$2,637
Total$1,977$23,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,782/yr
40% on housing$59,310/yr
45% on housing$52,720/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 30741$109
Catoosa County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 30741
Catoosa County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$269,900

New Construction

AgentMike Robertson
BrokerageNu Vision Realty

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