




226 TOWER Court, Saint Augustine, FL, 32092
About This Home
Welcome to 226 Tower Court, a move in ready home in Shearwater located in St. Johns County Florida, one of the most sought after master planned golf cart friendly communities near Jacksonville and St. Augustine known for top rated schools and resort style amenities. This beautifully maintained two story home offers a functional and family friendly layout with modern upgrades, smart home features, and peaceful lake views, making it ideal for buyers searching for homes for sale in Shearwater St Johns County, homes with loft and flex space, or homes with water view and fenced backyard in Northeast Florida. From the moment you arrive, the paver driveway and permanent Gemstone exterior lighting create strong curb appeal and year round convenience. Inside, luxury vinyl plank flooring flows throughout the main living areas, and a flex room near the entry provides the perfect space for a home office, playroom, or additional living area, complemented by a full bathroom on the main level. The open concept layout connects the living room, dining space, and kitchen, creating an ideal setup for both everyday living and entertaining. The kitchen features a large island, quartz countertops, white cabinetry, stainless steel appliances, and smart home upgrades including a WiFi enabled Samsung refrigerator and WiFi enabled washer and dryer. Upstairs, all bedrooms are located together along with a spacious loft that functions well as a media room, game room, or homework space, a layout buyers are actively searching for. The primary suite offers a private retreat with two walk in closets with built in storage and an en suite bath with double vanities and a walk in shower, while three additional bedrooms and a full bath provide ample space for family or guests. Enjoy outdoor living on the expanded screened lanai with paver flooring overlooking a fully fenced backyard and serene lake views, perfect for entertaining or relaxing. Additional features include a WiFi enabled garage door opener, WiFi enabled irrigation system, Nest doorbell, Nest thermostat, and electric vehicle charging capability in the garage. Located within the highly rated St. Johns County School District and just minutes from shopping, dining, and major roadways, this home offers both convenience and lifestyle. Shearwater amenities include resort style pools, lazy river, waterslides, fitness lodge, kayak launch, playgrounds, sports courts, walking trails, and year round community events, all easily accessible by golf cart, enhancing the neighborhood's connected and active lifestyle. Ideal for buyers searching for Shearwater homes for sale, homes with smart home features in St Johns County, or family friendly golf cart friendly communities near Jacksonville Florida, this home offers the perfect blend of space, upgrades, and community living.
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 2024
Materials
- Roof: Shingle
- Construction materials: Fiber Cement
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Gas Cooktop,Gas Range,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater,Washer
- Laundry features: In Unit,Upper Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,His and Hers Closets,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Smart Home,Smart Thermostat,Split Bedrooms,Walk-In Closet(s)
- Flooring: Carpet,Tile,Vinyl
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 2,379 sqft
Property
Details
- Parcel number: 0100230880
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch,Patio,Porch,Rear Porch,Screened
- Fencing: Back Yard,Wrought Iron
- Has view: Yes
- View description: Lake,Pond,Water
- Has water view: Yes
- Water view: Lake,Pond,Water
- On waterfront: Yes
- Waterfront features: Lake Front,Pond
Lot
- Lot size: 5,227 sqft
- Lot size dimensions: 45 x 120
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Tornado
- Heat Wave
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Johns County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $243 | $2,916 |
| Property Taxes | $312 | $3,744 |
| Electricity | $239 | $2,873 |
| Total | $3,322 | $39,864 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $520,000 |
| 2026-03-16 | Listed for sale | $530,000 |
For Sale by Agent
