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2043 Osage Ct, Marion, IA, 52302

2beds
2baths
1,652sqft
$426,205
$258price/sqft
$3,029/moest. monthly cost
$121,160/yrincome needed

About This Home

This property is the last premium lot location in the Osage Estates neighborhood! This "to be built" home offers a distant view of Indian Creek, a walnut grove, and ample wildlife! The woodmor floorplan has been a fan favorite for years. This property is enhanced with zero entrance, 4 seasons room, a large front porch, and 3rd stall garage. This property is considered a "hondo", which is a single-family home that is managed under an association for lawn and snow care. This provides a few more privileges than a traditional condominium, with enough structure to ensure the maintenance and integrity of the neighborhood. Construction is set to begin in the middle to the end of March. The foundation & structure upgrades have been decided by the builder. Interior selections are available for a buyer to make as of 3/16. Please see the attached supplements for details on the floor plan, the neighborhood plot map, and more! Photos are of similar property! Association charges a $500 startup fee and $175/mo. after closing.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
8/10
Excelsior Middle SchoolGrades 7-80.5 mi
8/10
Linn-Mar High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Construction materials: Frame,Stone,Vinyl Siding

Other

  • Builder name: TW Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Microwave,Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Kitchen/Dining Combo,Bath in Primary Bedroom,Main Level Primary
  • Finished area below ground: 0
  • Finished area above ground: 1,652

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,652 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 103030100900000

Features

  • Stories: 1

Lot

  • Lot size: 8,015 sqft
  • Features: Wooded
  • Lot size dimensions: 8004

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,On Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,155$25,860
Home Insurance *$229$2,748
Property Taxes $522$6,264
Electricity $123$1,478
Total$3,029$36,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,851/yr
40% on housing$90,870/yr
45% on housing$80,773/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 52302$176
Linn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 52302$137
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Price change$401,090
2026-03-16Listed for sale$391,090

New Construction Spec

AgentKiah George
BrokerageSKOGMAN REALTY

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