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522 S 19Th St, Newark City, NJ, 07103

6beds
4.1baths
3,858sqft
$889,000
$230price/sqft
$7,104/moest. monthly cost
$284,160/yrincome needed

About This Home

Brand-New 2-Family Home! This newly constructed 2-family home offers modern design, quality craftsmanship, and excellent investment potential. The ground level features garage parking for one car along with approximately 1,220 sq ft of finished space, complete with a half bathroom and separate entrance?ideal for flexible use such as a recreation area, home office, or additional living space. Each of the two upper floors offers approximately 1,325 sq ft and is thoughtfully designed with a spacious open-concept layout, including a large living room, dining area, and modern kitchen. Both units feature 3 generously sized bedrooms, 2 full bathrooms, and in-unit washer and dryer hookups for added convenience. This property is perfect for both owner-occupants and investors, offering strong income potential along with eligibility for a 5-year tax abatement to help reduce ownership costs. Enjoy added peace of mind with a 10-year home warranty. Conveniently located near major transportation, schools, shopping, and local amenities, this turnkey property blends modern living with exceptional value in a growing Newark neighborhood.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

1/10
West Side High SchoolGrades 9-120.4 mi
1/10
Central High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Composition Siding,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven - Gas,Refrigerator,Microwave Oven,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4.1
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Bedrooms,Eat-in Kitchen,Living/Dining Room,Rec Room,Utility Room,Eat-In Kitchen,Storage
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: 2 Units,Forced Air,Electric,Natural Gas
  • Cooling features: 2 Units,Central Air

Interior Area

  • Total structure area: 3,858
  • Total interior livable area: 3,858 sqft

Property

Details

  • Parcel number: 1614003360000000010001
  • Zoning description: RDV
  • Other equipment: Intercom

Features

  • Levels: 3-Three Story
  • Stories: 3
  • Exterior features: Curbs,Sidewalk

Lot

  • Lot size: 2,613 sqft
  • Features: Level
  • Lot size dimensions: 2500SF

Parking

  • Total spaces: 1
  • Parking features: On Street,Built-In Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Heat Wave

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,495$53,940
Home Insurance *$629$7,548
Property Taxes $1,555$18,660
Electricity $425$5,103
Total$7,104$85,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$243,565/yr
40% on housing$213,120/yr
45% on housing$189,440/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 07103$277
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07103$164
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$889,000

New Construction

AgentPatrick Dwyer
BrokerageExit Realty Lucky Associates

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