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285 Tilly Ct, Springboro, OH, 45066

3beds
2baths
2,259sqft
$677,440
$300price/sqft
$4,617/moest. monthly cost
$184,680/yrincome needed

About This Home

The new home construction Cheswicke design is our best-selling ranch home with three bedrooms, two full bathrooms, and unfinished lower level. This ranch home greets you with a formal dining room, offering an optional tray ceiling. Featuring an open kitchen/family room concept, walk-in pantry, and large center island, this home is the top choice for many homebuyers. This split bedroom design offers maximum privacy for the owner's suite while still providing you with ample living space. The owner's retreat includes an attached bathroom and a spacious walk-in closet. The 2 additional bedrooms are the perfect space for family, guests, an office, or even a craft room. The optional bonus room provides a lovely retreat off the main floor for whatever fits your family the best. The laundry room can be found conveniently off the garage entry near the owner's suite. It's the perfect floorplan for you. This home features: Formal Dining Room Open Kitchen Walk-in Pantry Walk-in Closet Optional Bonus Room

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

--
9/10
Springboro High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: M/I Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 2,259 sqft

Property

Features

  • Levels: 1.0
  • Stories: 1

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,425$41,100
Home Insurance *$262$3,144
Property Taxes $688$8,256
Electricity $242$2,907
Total$4,617$55,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,297/yr
40% on housing$138,510/yr
45% on housing$123,120/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 23.9%
23.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 45066$207
Warren County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 45066$178
Warren County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$672,440

New Construction Spec

AgentM/I Homes of Cincinnati, LLC
BrokerageM/I Homes

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