667 Bay Rd, Bay City, MI, 48706
About This Home
OPEN HOUSE 5/17 12-2pm!! Welcome to your waterfront retreat in Bangor Township, where endless activities await!! This beautiful 3-bedroom home has been carefully upgraded over the past decade. The heart of the home is the stunning kitchen, showcasing elegant Corian countertops, a lovely tile backsplash, soft-close cabinetry, updated lighting, and a new refrigerator. Major improvements provide peace of mind, including updated electrical, a roof approximately 10 years old, and furnace and A/C system less than 15 years old. The living area and bedrooms have brand new carpet. You will LOVE waking up in the primary bedroom overlooking the water as you step right outside with your personal sliding door to the beach. Worried about storage? Attic has more room than you think with easy pull down stairs and a light. With direct water frontage enjoy jet skiing, kayaking, and fishing. In winter months, you have direct access to snowmobiling and ice fishing. Also close to state park trails, marinas, and the Bay City Yacht Club. Whether you're looking for a serene full-time residence or a peaceful getaway, this move-in ready waterfront gem is the one you have been looking for.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Pillar/Post/Pier
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Range/Oven,Refrigerator,Washer,Gas Water Heater
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
- Area: 120
Bedroom1
- Features: Carpet
- Level: First
- Area: 120
Bedroom2
- Features: Carpet
- Level: First
- Area: 120
Bedroom3
- Level: First
- Area: 240
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Carpet
- Finished area below ground: 0
- Finished area above ground: 1,210
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,210
- Total interior livable area: 1,210 sqft
Kitchen
- Area: 180
Living Room
- Area: 176
Property
Details
- Parcel number: 01004000000300
- Special condition: Private
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Has view: Yes
- View description: Water,Bay
- Has water view: Yes
- Water view: Water,Bay
- On waterfront: Yes
- Waterfront features: Beach Front,Waterfront
- Frontage length: 78
Lot
- Lot size: 0.27 Acres
- Features: Dead End,Irregular Lot
- Lot size dimensions: irregular
Parking
- Total spaces: 3
- Parking features: 3 or More Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,466 | $17,592 |
| Home Insurance * | $174 | $2,088 |
| Property Taxes | $316 | $3,792 |
| Electricity | $188 | $2,259 |
| Total | $2,144 | $25,728 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $336,900 |
| 2026-04-10 | Price change | $340,000 |
| 2026-03-16 | Listed for sale | $349,900 |
View on Zillow