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947 Seddon Cove Way #947, Tampa, FL, 33602

3beds
3baths
2,283sqft
$1,399,900
$613price/sqft
$8,608/moest. monthly cost
$344,320/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Rare opportunity to own a beautiful penthouse two-story corner residence with three bedrooms and three baths in the much sought-after waterfront community of Seddon Cove on Harbour Island, offering fantastic water views from almost every room. This light-filled top-floor home features high ceilings, an open floor plan, and abundant natural light, offering space, privacy, and water views rarely found in condominium living. The main level includes an exceptionally large family room with a wood-burning fireplace, formal dining area, en-suite primary bedroom, and a third bedroom ideal for a guests with a full bath. The updated kitchen with Cambria quartz countertops, a breakfast nook, and newer stainless steel appliances flows into the main living areas and opens to a large wraparound balcony overlooking Seddon Channel. Step out and enjoy morning coffee, sunset views, outdoor dining or grilling. Upstairs, a spacious loft—ideal for an office, den, or bonus area—offers water and sunset views and accompanies a second primary en-suite, with each sharing a private balcony. Bedrooms feature large walk-in closets, and bathrooms include dual vanities and soaking tubs with showers. The residence offers two oversized interior storage rooms, plus two reserved covered garage parking spaces and a private exterior storage closet. Recent improvements include new roof (2026), new building elevator (2025), Pella WindGuard Impact windows and doors (2019-1st level except guest room), Impact Resistant Vinyl windows/doors 2nd level (2013), HVAC (2015), electrical updates (2019), fresh interior paint (2026), updated kitchen with Hunter-Douglas shades and plantation shutters, additional electrical updates throughout (2025), new dryer vent (2025), recently painted interior, and much more. Seddon Cove offers 24-hour manned security, gated entry, resort-style pool and spa, courtyard fountain, marina access with fishing, and lush landscaped walking paths with garden ponds. Walkable community...located across street from Life Time Fitness, and minutes to Water Street Tampa, Sparkman Wharf, Amalie Arena, Tampa Riverwalk, Florida Aquarium, Straz Center for the Performing Arts, Bayshore Boulevard, with easy access to Interstate 275, the Lee Roy Selmon Expressway, and Tampa International Airport. **Optional and Separate** opportunity to purchase boat slip with 30K lbs. (15 ton) lift (approx. 14’ x 50’) located within the gated South Neighborhood Association (buyer to verify specifications). Ownership restricted to residents living behind gates of SNA. A unique opportunity for the buyer to add a boat slip! See MLS TB8485208.

Getting Around

60
WalkingSomewhat Walkable
47
TransitSome Transit
50
BikeBikeable

Schools

10/10
Gorrie Elementary SchoolGrades K-50.9 mi
9/10
Wilson Middle SchoolGrades 6-81.0 mi
8/10
Plant High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Balcony Porch Lanai

  • Level: First
  • Area: 361.92
  • Dimensions: 34.8x10.4

Balcony Porch Lanai

  • Level: Second
  • Area: 138.6
  • Dimensions: 12.6x11

Bathroom3

  • Features: Tub with Separate Shower Stall
  • Level: First
  • Area: 39.78
  • Dimensions: 7.8x5.1

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: No Closet
  • Level: First

Features

  • Cathedral Ceiling(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Open Floorplan,Primary Bedroom Main Floor,PrimaryBedroom Upstairs,Stone Counters,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Outdoor Grill,Sliding Doors
  • Window features: Low Emissivity Windows,Shutters,Window Treatments
  • Flooring: Carpet,Tile,Hardwood
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: Corner Unit,End Unit

Great Room

  • Features: Other,No Closet
  • Level: First
  • Area: 288
  • Dimensions: 18x16

Heating & Cooling

  • Heating features: Central,Electric,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,283
  • Total interior livable area: 2,283 sqft

Kitchen

  • Features: Stone Counters
  • Level: First
  • Area: 186
  • Dimensions: 12.4x15

Laundry

  • Features: No Closet
  • Level: First
  • Area: 49.7
  • Dimensions: 7x7.1

Primary Bathroom

  • Features: Makeup/Vanity Space,Tub with Separate Shower Stall,No Closet
  • Level: First

Primary Bathroom

  • Features: Walk-In Closet(s)
  • Level: Second

Primary Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Garden Bath,Makeup/Vanity Space,Tub with Separate Shower Stall,Walk-In Closet(s)
  • Level: First
  • Area: 210.63
  • Dimensions: 17.7x11.9

Primary Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Garden Bath,Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: A25291852C00000000947.0
  • Zoning: PD-A
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Wrap Around
  • Exterior features: Balcony,Irrigation System,Outdoor Grill,Sidewalk,Storage
  • Has view: Yes
  • View description: Garden,Trees/Woods,Water,Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • On waterfront: Yes
  • Waterfront features: Waterfront,Canal Front,Brackish Water Access,Brackish Canal Access,Gulf/Ocean Access,Seawall
  • Frontage length: Canal: 19
  • Residential vegetation: Mature Landscaping,Oak Trees,Trees/Landscaped

Lot

  • Lot size: 2 sqft
  • Features: FloodZone,City Lot,Landscaped,Level,Near Marina,Private,Sidewalk
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Assigned,Under Building
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Lightning
Tornado
Heat Wave
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,078$84,936
Home Insurance *$322$3,864
Property Taxes $979$11,748
Electricity $229$2,757
Total$8,608$103,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$295,131/yr
40% on housing$258,240/yr
45% on housing$229,546/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$613This listing

vs Other Active Listings

Avg $/sqft

ZIP 33602$397
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33602$337
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$1,479,900

For Sale by Agent

AgentRee Waltzer
BrokeragePALERMO REAL ESTATE PROF. INC.

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