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2035 Derby Dr, Camp Verde, AZ, 86322

3beds
2baths
1,777sqft
$762,000
$429price/sqft
$4,528/moest. monthly cost
$181,120/yrincome needed

About This Home

Welcome Home! to this beautiful 3/2 home with a 3 car garage, Az room on 1.6 acres and a sparkling pool to cool off in during those hot summer days! This property boasts mature landscaping that creates privacy and shade from springtime throughout the fall. This home won't last long at this price!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

2/10
3/10
Camp Verde Middle SchoolGrades 6-83.4 mi
4/10
Camp Verde High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Composition
  • Construction materials: Steel Frame,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Refrigerator,Trash Compactor,Washer,Water Softener Owned
  • Laundry features: Wash/Dry Connection

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Soaking Tub,Kit/Din Combo,High Ceilings,Walk-In Closet(s)
  • Window features: Solar Screens,Skylight(s),Double Pane Windows,Screens
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,777
  • Total interior livable area: 1,777 sqft

Property

Details

  • Parcel number: 27
  • Zoning: R1L-70
  • Exclusions: No

Features

  • Levels: Traditional
  • Private pool: Yes
  • Pool features: Outdoor Pool
  • Patio & porch: Covered,Enclosed,Screened
  • Exterior features: Landscaping-Front,Landscaping-Rear,Level Entry,Sprinkler/Drip,Storm Gutters,Gray Water System
  • Fencing: Back Yard,Partial
  • Has view: Yes
  • View description: Mountain(s),Panoramic
  • Topography of land: Corner Lot,Valley,Views

Lot

  • Lot size: 1.61 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Driveway Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,853$46,236
Home Insurance $205$2,460
Property Taxes $254$3,048
Electricity $216$2,603
Total$4,528$54,336

Income You'd Need if You Spent...

35% on housing$155,245/yr
40% on housing$135,840/yr
45% on housing$120,746/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$429This listing

vs Other Active Listings

Avg $/sqft

ZIP 86322$164
Yavapai County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 86322$274
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$762,000

For Sale by Agent

AgentLisa Chapin
BrokerageRealty ONE Group Mountain Desert

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