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3658 State Highway 1414, Hartford, KY, 42347

3beds
2baths
2,000sqft
$299,500
$150price/sqft
$2,036/moest. monthly cost
$81,440/yrincome needed

About This Home

Attention investors, consider this outstanding opportunity for creating multiple revenue streams. The property boasts over 15,000 sqft of warehouse space, a 2,000 sqft 3-bedroom home or office space, and almost 4 acres that can be utilized for future growth or the potential to be subdivided. Its location near Owensboro, Beaver Dam, and Rough River along the Interstate 165 corridor makes it an ideal spot for boat and RV storage. The home or office space provides an additional income source and features beautiful hardwood flooring, a fully functional kitchen, and 1.5 bathrooms. With considerable potential for expansion, this property is a lucrative investment opportunity. Reach out to us today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Pole Barn
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining Area
  • Level: Main

Features

  • Ceiling Fan(s),Walk-in Shower
  • Flooring: Hardwood,Tile
  • Fireplace features: Non-functional
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,000

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: First

Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Waterfront features: Stream/Creek

Lot

  • Lot size: 3.86 Acres
  • Lot size dimensions: 3.86 ACRES

Parking

  • Parking features: Barn,Other,Parking Pad,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,514$18,168
Home Insurance *$221$2,652
Property Taxes $144$1,728
Electricity $157$1,895
Total$2,036$24,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,805/yr
40% on housing$61,080/yr
45% on housing$54,293/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 42347$127
Ohio County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 42347—
Ohio County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$314,500
2026-03-16Listed for sale$334,500

For Sale by Agent

AgentTyler T Shookman
BrokerageL. Steve Castlen, REALTORS®

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