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345-363 Dwight St, Holyoke, MA, 01040

--beds
0baths
10,600sqft
$1,299,000
$123price/sqft
$10,818/moest. monthly cost
$432,720/yrincome needed

About This Home

Rare opportunity to acquire a large-scale investment in one of Western Massachusetts emerging urban redevelopment corridors. This flexible space offers a combination of residential and commercial potential, making it an ideal opportunity for investors. Originally constructed during Holyoke's industrial expansion, the building features classic mill architecture including high ceilings, large window lines, and expansive floor plates, providing the perfect foundation for loft apartments, creative offiice space, retail, maker spaces or light industrial use. Positioned directly across form the Holyoke Amtrak station and just minutes to Interstate 91. The surrounding neighborhood continues to see significant investment, achored by the nearby Open Square redevelopment campus, arts venues, restaurants and cultural attractions. Over 106,000 sq ft. with 55 + Rental Unit Potential / 10 Commercial spaces. Investors and developers - message me today to explore the potential of this property

Getting Around

86
WalkingVery Walkable
56
TransitGood Transit
40
BikeSomewhat Bikeable

Schools

2/10
Kelly Elementary SchoolGrades PK-50.2 mi
2/10
Holyoke High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone

Type & Style

  • Home type: MultiFamily
  • Property subType: 5+ Family - 5+ Units Up/Down

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Features

  • Finished area above ground: 10,600

Interior Area

  • Total structure area: 10,600
  • Total interior livable area: 10,600 sqft

Property

Details

  • Parcel number: 2530683
  • Zoning: IG

Lot

  • Lot size: 0.06 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 10
  • Parking features: Off Street,Common,Other
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$634$7,608
Property Taxes $1,526$18,312
Electricity $2,090$25,083
Total$10,818$129,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$370,902/yr
40% on housing$324,540/yr
45% on housing$288,480/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 01040$153
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01040$178
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$1,499,000

For Sale by Agent

AgentLisa Moccia
BrokerageBerkshire Hathaway HomeServices Realty Professionals

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