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532 & 530 W Virginia Ave, Martinsburg, WV, 25401

2beds
1baths
960sqft
$180,000
$188price/sqft
$1,260/moest. monthly cost
$50,400/yrincome needed

About This Home

1910 charm on 2-110'x20' corner lots. Country eat in kitchen with stainless steel appliances opens to a covered back porch with fire pit. The living room is in the front of the house adjoining the kitchen. There' a stairway to the 2nd level between the living room and dining room. Upstairs there are 2 bedrooms that open to a large hallway where the bathroom can be accessed by both bedrooms. Driveway on lot C can be used for off street parking. Seller will also sell house on lot B only for 170,000. House on lot B and additional lot C can be bought together for 175,000. Listing Broker is Chris Hild with Realty FC not Crum. System won't take it. House has been recently painted so please wear the booties laying inside the kitchen floor. Property sold "As Is" and realtor related.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
Martinsburg High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Dirt Floor

Bathroom1

  • Features: Bathroom - Tub Shower,Attic - Access Panel,Flooring - Other
  • Level: Upper
  • Area: 56
  • Dimensions: 7 X 8

Bedroom1

  • Features: Flooring - Wood
  • Level: Upper
  • Area: 150
  • Dimensions: 10 X 15

Bedroom2

  • Features: Flooring - Wood
  • Level: Upper
  • Area: 150
  • Dimensions: 10 X 15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Features: Kitchen - Country,Eat-in Kitchen,Flooring - Other,Double Sink,Built-in Features
  • Level: Main
  • Area: 255
  • Dimensions: 15 X 17

Living Room

  • Features: Flooring - Wood
  • Level: Main
  • Area: 165
  • Dimensions: 11 X 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 06 18000100010000 AND 06 18000100000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 4,554 sqft
  • Features: Additional Lot(s),Corner Lot,Level,Rear Yard
  • Lot size dimensions: 21 x 109 B 20 x 109 C

Parking

  • Parking features: On Street,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$90$1,080
Property Taxes $79$948
Electricity $181$2,178
Total$1,260$15,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,200/yr
40% on housing$37,800/yr
45% on housing$33,600/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 25401$143
Berkeley County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 25401$172
Berkeley County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$175,000
2026-04-20Price change$180,000
2026-04-07Price change$185,000
2026-03-28Listed for sale$189,900
2026-03-24Contingent$189,900
2026-03-16Listed for sale$189,900

For Sale by Agent

AgentCathy Durbin
BrokerageCrum Realty, Inc.

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