See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

37 Cayenne Ln, London, KY, 40741

5beds
3baths
3,200sqft
$319,900
$100price/sqft
$2,260/moest. monthly cost
$90,400/yrincome needed

About This Home

This beautiful ranch home with a basement is located in the desirable Cayenne Place Subdivision and offers plenty of space with 5 bedrooms and 3 full bathrooms. The main level features 3 bedrooms and 2 full baths, providing a comfortable and functional layout for everyday living. The finished basement adds even more living space, including two additional bedrooms, a large living room, and a kitchen—perfect for extended family, guests, or entertaining. Two of the bathrooms feature beautifully updated tile, adding a modern touch to the home. Additional highlights include a walkout basement and a two-car garage. This home offers the perfect blend of comfort, functionality, and charm in a great location.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
London Elementary SchoolGrades PK-51.7 mi
4/10
North Laurel High SchoolGrades 9-121.0 mi

Construction

Materials

  • Foundation: Concrete Perimeter
  • Roof: Dimensional Style
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Lower

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Flooring: Laminate,Tile
  • Finished area below ground: 1,600
  • Finished area above ground: 1,600

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Lower

Living Room

  • Level: First

Living Room

  • Level: Lower

Master Bedroom

  • Level: First

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 0396000050.02

Features

  • Levels: One

Lot

  • Lot size: 0.51 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$261$3,132
Property Taxes $130$1,560
Electricity $252$3,032
Total$2,260$27,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,485/yr
40% on housing$67,800/yr
45% on housing$60,266/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 40741$146
Laurel County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 40741$134
Laurel County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$324,900
2026-04-28Price change$329,900
2026-04-03Price change$334,900
2026-03-16Listed for sale$339,900

For Sale by Agent

AgentStephanie Haymaker
BrokerageSallie Davidson, Realtors

Similar Homes