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4206 Tinsley Court, Ayden, NC, 28513

4beds
2baths
2,152sqft
$417,311
$194price/sqft
$2,829/moest. monthly cost
$113,160/yrincome needed

About This Home

Carver plan. $10,000 builder incentive with use of First Point Home Loans to be applied towards closing costs, rate lock/buy down, or a credit at closing. Builder to also include a 1 year membership to Ayden Golf & Country Club with purchase of home. This thoughtfully designed home features an open great room with a cathedral ceiling, faux wood beam details, and a gas log fireplace with mantel and black granite surround. Adjacent is a breakfast area with backyard views and access to an extended rear covered porch and grill patio--ideal for outdoor living. The kitchen offers a center island, ''Trigato'' quartz countertops, white shaker cabinets, horizontal picket tile backsplash, a corner pantry, and stainless-steel appliances, including a microwave, dishwasher, and gas range. Off the foyer, a formal dining room showcases an ''Iron Ore'' square panel accent wall. The primary suite includes a tray ceiling with crown molding, and an en suite bath with a white dual quartz sink vanity, walk-in shower, garden tub, and a large walk-in closet. Three additional bedrooms share access to a hall linen closet, and a full bathroom with a vanity and a tub/shower combination. A mudroom is conveniently located near the garage entry. Exterior highlights include low-maintenance vinyl siding with shake and board and batten accents, dimensional roof shingles, and a front porch with a SW ''Black Magic'' door with smart keypad entry. This Energy Plus certified home includes a 3-car garage and a 1-2-10 builder in-house warranty.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Full bathrooms: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Drought
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Pitt County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,110$25,320
Home Insurance *$238$2,856
Property Taxes $281$3,372
Electricity $200$2,405
Total$2,829$33,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,994/yr
40% on housing$84,870/yr
45% on housing$75,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 28513$128
Pitt County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 28513$143
Pitt County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

New Construction Spec

AgentHomer Tyre
BrokerageTyre Realty Group Inc.

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