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2012 NE 195th Ct, Vancouver, WA, 98684

5beds
4baths
3,182sqft
$841,000
$264price/sqft
$5,183/moest. monthly cost
$207,320/yrincome needed

About This Home

The Madison defines gracious living with a spacious layout designed with Northwest households in mind. Thoughtful touches highlight this home plan of 3,182 square feet with room to grow. An inviting covered porch welcomes you and guests and leads to a large, dedicated entryway and powder room. Down the hall, a separate den promises a comfortable second living space or can act as a private home office. A guest suite sits across the hall and enjoys its own private bath, perfect for an older child, extended family or out-of-town guests. Everyday living is easy and comfortable in this open-concept great room with high ceilings and large windows bringing in lots of natural light. An included covered patio extends your living space for seamless indoor-outdoor living. In the kitchen, there is plenty of room for whipping up family recipes as well as entertaining. A large center island creates even more counter and storage space. It's also the perfect perch to visit with family and friends while preparing a meal, or an informal homework spot. With the exception of the guest suite, all bedrooms are upstairs on the second floor. A sumptuous primary suite is situated toward the back of the home for privacy and property views. The adjoining primary bath is well appointed and fit for two comfortably, with a dual vanity and oversized walk-in closet. Down the hall, secondary bedrooms are generously sized and share a full-size bath. Sorting and folding are a cinch in a convenient upstairs...

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
45
BikeSomewhat Bikeable

Schools

4/10
Harmony Elementary SchoolGrades PK-50.6 mi
4/10
Pacific Middle SchoolGrades 6-80.6 mi
7/10
Union High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Pacific Lifestyle Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 3,182 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters in Clark County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,252$51,024
Home Insurance *$175$2,100
Property Taxes $539$6,468
Electricity $217$2,611
Total$5,183$62,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,702/yr
40% on housing$155,490/yr
45% on housing$138,213/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 98684$208
Clark County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 98684$311
Clark County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Price change$841,000
2026-03-10Price change$849,000
2026-01-24Listed for sale$826,000

New Construction Spec

BrokeragePacific Lifestyle Homes

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