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1909 NE 195th Ct, Vancouver, WA, 98684

4beds
3baths
3,181sqft
$897,000
$282price/sqft
$5,513/moest. monthly cost
$220,520/yrincome needed

About This Home

The Bridger is a highly adaptable and spacious two-story home offering up to 3,238 square feet of beautifully designed living space, with 4 to 5 bedrooms, 3 to 4 bathrooms, and a 3-car tandem garage with the option for a fourth bay. Thoughtfully crafted to balance open-concept living with flexibility, the Bridger is perfect for growing families, multi-generational households, or those who love to entertain. Upon entry, you're welcomed by a den-a perfect home office, study, or flex space. Also located on the main floor is a bedroom and full bathroom, ideal for guests or extended family. Just past this area, a convenient mud room with built-in storage connects directly to the spacious tandem garage. A nearby hall includes additional cabinetry for storage and the staircase to the second floor. At the heart of the home, the dining area flows into the gourmet kitchen, which features a large center island and an oversized walk-in pantry that also connects directly to the mud room for everyday convenience. Opposite the kitchen is the expansive two-story great room, filled with natural light from oversized windows and a double sliding glass door in the dining area that opens to the covered patio-perfect for indoor-outdoor living. Upstairs, you'll find a generous loft that can be converted into a fifth bedroom with an added full bathroom. If the fifth bedroom option is selected, a new loft space can be added above the great room to maintain that flexible living space. The primary...

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
44
BikeSomewhat Bikeable

Schools

8/10
Illahee Elementary SchoolGrades PK-51.1 mi
7/10
Shahala Middle SchoolGrades 6-81.4 mi
7/10
Union High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Pacific Lifestyle Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s)
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 3,181 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters in Clark County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,535$54,420
Home Insurance *$186$2,232
Property Taxes $575$6,900
Electricity $217$2,611
Total$5,513$66,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,017/yr
40% on housing$165,390/yr
45% on housing$147,013/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 98684$207
Clark County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 98684$311
Clark County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$897,000
2026-03-10Price change$899,000
2026-03-10Price change$769,000
2026-02-13Listed for sale$706,000

New Construction Spec

BrokeragePacific Lifestyle Homes

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