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10 Debra Ln, Plattsburgh, NY, 12901

3beds
2baths
0sqft
$48,000
--price/sqft
$580/moest. monthly cost
$23,200/yrincome needed

About This Home

A comfortable 3- bedroom single-wide home offering convenient living just minutes from the amenities of the City of Plattsburgh. This home features a functional layout with three bedrooms, a spacious living area, and an open kitchen and dining space perfect for everyday living. The property offers easy, low maintenance living and is ideal for first-time buyers, downsizers or anyone seeking an affordable option in a convenient location. Enjoy being close to shopping, restaurants, schools and local recreation while still having privacy of your own space.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
Peru Intermediate SchoolGrades PK-55.7 mi
4/10
Peru Middle SchoolGrades 6-85.7 mi
6/10
Peru Senior High SchoolGrades 9-125.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1999

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: None
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom1

  • Level: First
  • Area: 47.79
  • Dimensions: 5.9 x 8.1

Bathroom2

  • Level: First
  • Area: 85.4
  • Dimensions: 6.1 x 14

Bedroom

  • Level: First
  • Area: 126.69
  • Dimensions: 10.3 x 12.3

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating

  • Heating features: Forced Air,Kerosene

Interior Area

  • Total structure area: 0

Kitchen

  • Level: First
  • Area: 294.15
  • Dimensions: 18.5 x 15.9

Living Room

  • Level: First
  • Area: 272.32
  • Dimensions: 14.8 x 18.4

Master Bedroom

  • Level: First
  • Area: 247.16
  • Dimensions: 16.7 x 14.8

Property

Details

  • Parcel number: NA
  • Other equipment: None

Features

  • Levels: One
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Other
  • Frontage type: Other

Lot

  • Features: Few Trees,Subdivided,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Clinton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $242$2,904
Home Insurance *$21$252
Property Taxes $71$852
Electricity $246$2,954
Total$580$6,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,885/yr
40% on housing$17,400/yr
45% on housing$15,466/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.4%
1.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 12901$146
Clinton County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 12901$151
Clinton County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$48,000
2026-04-25Price change$52,000
2026-04-09Price change$54,000
2026-03-24Price change$56,000
2026-03-19Price change$58,800
2026-03-17Listed for sale$65,000

For Sale by Agent

AgentBridget Anne Pellerin
BrokerageColdwell Banker Whitbeck Assoc. Plattsburgh

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