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1664 Swallow Tail Dr #29, Belmont, NC, 28012

4beds
3baths
2,158sqft
$459,000
$213price/sqft
$2,946/moest. monthly cost
$117,840/yrincome needed

About This Home

Welcome home to the Westbury with unfinished basement! This popular two-story home delivers modern comfort with ample room to grow and entertain. Upon entry is a two-story foyer that flows to a spacious open-concept design. Step right in to a spacious family room open to kitchen with island and dining area, perfect for seamless everyday living. Special touches include quartz countertops and tile backsplash, large walk-in pantry and island seating. Beautiful gas fireplace in family room makes every evening warm and cozy! There is a deck off the kitchen to enjoy the view! Upstairs you'll find a flexible loft space ideal for a TV or study area - even a play zone! Four spacious bedroom, including the primary bedroom and laundry room are also upstairs. This home also boasts a large unfinished walk-out basement - roughed in for plumbing and electrical. Redhawk is truly a lifestyle community offering resort-style living in Belmont, NC. Amenities planned include two pools, tennis and pickleball courts, sand volleyball, disc golf, dog park, walking trails and 2-story clubhouse with fitness room. Located just 22 min from the airport, 30 min from Uptown Charlotte and 15 min from the Whitewater Center. Of course, the charm of downtown Belmont is just around the corner with shops, quaint restaurants, parks and more.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

10/10
10/10
Cramerton Middle SchoolGrades 6-81.7 mi
6/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Brick Partial,Fiber Cement,Hardboard Siding

Other

  • Builder model: Westbury C
  • Builder name: Lennar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Gas Water Heater,Microwave,Plumbed For Ice Maker,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Family Room

  • Level: Main

Features

  • Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: Family Room,Gas Vented
  • Finished area below ground: 0
  • Finished area above ground: 2,158

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Zoned
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total structure area: 2,158
  • Total interior livable area: 2,158 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Loft

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 314964
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.14 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$132$1,584
Property Taxes $294$3,528
Electricity $200$2,411
Total$2,946$35,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,005/yr
40% on housing$88,380/yr
45% on housing$78,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 28012$210
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28012$223
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$479,999
2026-05-09Price change$472,000
2026-04-17Price change$478,579
2026-03-17Listed for sale$480,579

New Construction

AgentLynda Makarewicz
BrokerageLennar Sales Corp

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