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21080 Disalvo Ln, Kiln, MS, 39556

4beds
3baths
2,200sqft
$549,900
$250price/sqft
$3,829/moest. monthly cost
$153,160/yrincome needed

About This Home

Welcome to your private retreat on the water. Situated on 4.03 acres overlooking a beautiful lake, this brand-new custom-built home offers the perfect blend of modern design, peaceful surroundings, and everyday functionality. Featuring 4 bedrooms, 2.5 bathrooms, and approximately 2,200 square feet, this home was thoughtfully designed with both comfort and style in mind. The kitchen and living areas flow seamlessly, creating the perfect space for entertaining or relaxing with family. The primary suite offers a private escape, while the additional bedrooms provide flexibility for guests, a home office, or growing families. Step outside and take in the true highlight -- your own acreage with serene lake views, offering space, privacy, and endless potential. Whether you're enjoying quiet mornings by the water or hosting gatherings, this property delivers a lifestyle that's hard to find. If you've been searching for a new construction home with land, water views, and custom finishes -- this is it. Home Built By Chad Price with Oasis Builders.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
Hancock Middle SchoolGrades 6-87.5 mi
8/10
Hancock High SchoolGrades 9-127.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type,Vertical Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Microwave,Range Hood
  • Laundry features: Inside,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),High Ceilings,Kitchen Island,Open Floorplan,Recessed Lighting,Soaking Tub,Storage,Walk-In Closet(s),Double Vanity
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Property

Details

  • Parcel number: Unassigned

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio,Porch,Rear Porch
  • Exterior features: Built-in Barbecue,Outdoor Kitchen,Private Yard
  • Fencing: None
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 4.03 Acres
  • Features: Views

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Carport,Concrete,Covered,Driveway,Storage,Gravel,Paved
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Tornado
Wildfire
Cold Wave
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$543$6,516
Property Taxes $302$3,624
Electricity $204$2,454
Total$3,829$45,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,280/yr
40% on housing$114,870/yr
45% on housing$102,106/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 39556$164
Hancock County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39556$163
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$549,900

New Construction

AgentKameron J Breland
BrokerageAshman-Mollere Realty, Inc.

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