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27 Westminster Pl, Sunrise Beach, MO, 65079

2beds
2baths
1,488sqft
$280,000
$188price/sqft
$1,834/moest. monthly cost
$73,360/yrincome needed

About This Home

Welcome to easy lake living without the waterfront price tag, in the heart of Sunrise Beach! This charming 2-bedroom, 2-bath duplex offers a desirable open floor plan perfect for everyday living and entertaining. The spacious layout flows seamlessly from the living area to the kitchen and dining space, creating a bright and inviting atmosphere. A two-car garage provides plenty of storage for vehicles, lake toys, or extra gear. Conveniently located off the water at the Lake of the Ozarks, this home puts you just minutes from town and popular local favorites like Papa Chubby’s Food & Booze and Paradise Tropical Restaurant & Bar. Whether you’re looking for a full-time residence, weekend retreat, or investment opportunity, this property offers comfort, convenience, and the perfect spot to enjoy the lake lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Camdenton Middle SchoolGrades 7-88.5 mi
6/10
Camdenton High SchoolGrades 9-128.5 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Construction materials: Stucco,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch,Duplex
  • Property subType: Townhouse,Duplex,Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Fireplace,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: One,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,488
  • Total interior livable area: 1,488 sqft

Property

Details

  • Parcel number: 07601400000002030000
  • Zoning description: Residential
  • Exclusions: Master bedroom set. All items are negotiable but are not included.

Features

  • Stories: 1
  • Patio & porch: Deck,Open
  • Exterior features: Concrete Driveway,Deck

Lot

  • Features: Outside City Limits
  • Lot size dimensions: 56 x 174 x 86 x 212

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$171$2,052
Property Taxes $107$1,284
Electricity $141$1,693
Total$1,834$22,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,880/yr
40% on housing$55,020/yr
45% on housing$48,906/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 65079$268
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65079
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$290,000
2026-04-02Price change$305,000
2026-03-17Listed for sale$320,000

For Sale by Agent

AgentKERI MICHELLE PAULSEN
BrokerageNettwork Global, LLC

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