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907 S Martin Luther King Junior Drive, Elizabeth City, NC, 27909

2beds
1baths
1,008sqft
$130,000
$129price/sqft
$982/moest. monthly cost
$39,280/yrincome needed

About This Home

Charming 2-bedroom, 1-bath cottage just a few blocks from downtown Elizabeth City. This cozy home features an inviting eat-in kitchen, a convenient utility closet with washer and dryer connections, and a comfortable living area perfect for relaxing. Ideal for first-time buyers, downsizers, or investors seeking a property close to shopping, dining, and waterfront attractions.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

7/10
J C Sawyer ElementaryGrades K-50.6 mi
6/10
River Road MiddleGrades 6-81.8 mi
1/10
Northeastern HighGrades 9-122.2 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Block,Crawl Space
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Closet

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Flooring: LVT/LVP,Laminate
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: Pin: 891312868705
  • Zoning: City R-6
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Front Porch,Side Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1000 - 1199

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 80.8' x 55.2' x 79.3' x 54.7'

Parking

  • Parking features: On Street,Off Street,No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Pasquotank County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$56$672
Property Taxes $69$828
Electricity $200$2,405
Total$982$11,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,668/yr
40% on housing$29,460/yr
45% on housing$26,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 27909$155
Pasquotank County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 27909$185
Pasquotank County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$130,000

For Sale by Agent

AgentSy Davis
BrokerageSam Davis & Associates Realty

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