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112 Charming Way, Pt Washington, FL, 32459

5beds
7baths
4,451sqft
$2,450,000
$550price/sqft
$15,919/moest. monthly cost
$636,760/yrincome needed

About This Home

**OPEN HOUSE HELD TUES-SAT 10:00-4:00. PLEASE CHECK IN WITH AGENT IN MODEL HOME AT 162 CHARMING WAY* To-Be-Built 4-Story Luxury Home with PRIVATE POOL, ELEVATOR, and walk-out basement in Serenity at Dune Allen Reserves Introducing an exceptional opportunity to own a brand-new, four-story coastal retreat in the highly desirable Serenity at Dune Allen Reserves-a boutique community located across 30A from the Dune Allen Beach Access. This impressive home will offer over 4,400 square feet of well-designed living space and is packed with upscale features, including a private pool, elevator servicing all levels including the basement, and an abundance of flexible indoor and outdoor living areas. The basement level includes a spacious flex area, kitchen, full bathroom, and access to both a screened-in porch and the private pool, providing an ideal space for guests, entertaining, or recreation. On the first floor, the open-concept layout features a gourmet kitchen with quartz countertops, high-end appliances, a dining area, and an expansive great room designed for gathering and relaxation. Also on this level is a king bedroom with en-suite bath, a half bathroom, and a covered front porch for enjoying the breeze. The second floor includes three additional king-sized bedrooms, each with its own en-suite bathroom, as well as a versatile loft space, perfect for a home office, media room, or play area. The third floor is designed for maximum fun and flexibility, featuring a large bonus room with built-in bunks and a screened-in porch that captures gorgeous views of the surrounding area. Luxury finishes will be found throughout the home, including LVP and tile flooring, quartz countertops, and custom tiled showers. Every bedroom is thoughtfully designed to accommodate a king bed, optimizing the home for rental appeal and guest comfort. Residents of Serenity at Dune Allen enjoy access to a community pool and are just a short distance from the beach, dining, shopping, and everything 30A has to offer. Whether you're looking for a primary residence, vacation home, or a high-income-producing rental property, this exceptional new construction home checks every box. Don't miss this rare opportunity to own a piece of paradise in one of 30A's most sought-after locations

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
8/10
South Walton High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: To Be Built
  • Year built: 2026

Materials

  • Roof: Metal
  • Construction materials: Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Washer,Tankless Water Heater
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: First
  • Area: 63.8911
  • Dimensions: 8.33 x 7.67

Bathroom

  • Level: Basement
  • Area: 63
  • Dimensions: 9 x 7

Bedroom

  • Level: First
  • Area: 201.7125
  • Dimensions: 13.75 x 14.67

Bedroom

  • Level: Second
  • Area: 226.6314
  • Dimensions: 19.42 x 11.67

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 12 x 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Third
  • Area: 607.5
  • Dimensions: 22.5 x 27

Features

  • Breakfast Bar,Kitchen Island,Recessed Lighting,Owner's Closet,Pantry,Wet Bar,Elevator
  • Door features: Storm Door(s)
  • Window features: Storm Window(s)
  • Flooring: Tile,Vinyl
  • Common walls with other units/homes: No Common Walls

Great Room

  • Level: First
  • Area: 459
  • Dimensions: 17 x 27

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,451
  • Total interior livable area: 4,451 sqft

Kitchen

  • Level: First
  • Area: 141.28
  • Dimensions: 16 x 8.83

Loft

  • Level: Second
  • Area: 126.3861
  • Dimensions: 10.83 x 11.67

Master Bathroom

  • Level: Second
  • Area: 133.9511
  • Dimensions: 15.17 x 8.83

Master Bedroom

  • Level: Second
  • Area: 297.3844
  • Dimensions: 17.17 x 17.33

Other

  • Level: First
  • Area: 162
  • Dimensions: 6 x 27

Recreation Room

  • Level: Basement
  • Area: 189.7775
  • Dimensions: 11.33 x 16.75

Screened Porch

  • Level: Third
  • Area: 386.91
  • Dimensions: 14.33 x 27

Screened Porch

  • Level: Basement
  • Area: 103.62
  • Dimensions: 9.42 x 11

Property

Details

  • Parcel number: 043S20345000000120
  • Zoning description: Resid Single Family

Features

  • Stories: 4
  • Private pool: Yes
  • Pool features: Heated,In Ground,Gunite
  • Patio & porch: Deck,Covered,Porch,Screened
  • Exterior features: Balcony,Outdoor Shower

Lot

  • Lot size: 3,920 sqft
  • Features: Within 1/2 Mile to Water
  • Lot size dimensions: 44.79' x 91.01'

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,388$148,656
Home Insurance *$2,084$25,008
Property Taxes $1,000$12,000
Electricity $447$5,375
Total$15,919$191,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$545,794/yr
40% on housing$477,570/yr
45% on housing$424,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$550This listing

vs Other Active Listings

Avg $/sqft

ZIP 32459$602
Walton County$484

vs Homes Sold Last Month

Median $/sqft

ZIP 32459$509
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$2,450,000

For Sale by Agent

AgentStephen W Jacobs
BrokerageKeller Williams Realty Destin

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