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140 Palace Xing, Flowood, MS, 39232

4beds
3baths
2,139sqft
$416,900
$195price/sqft
$2,762/moest. monthly cost
$110,480/yrincome needed

About This Home

What a charmer! Located in Kensington Subdivision in Flowood! This beautiful 4-bedroom, 2.5 bath split plan is a must see! The floor plan offers 2139 sq/ft, a spacious living room that opens to the kitchen, along with a large dining area, also completely open to the kitchen. The living room has soaring ceilings, a gas log fireplace and multiple options to arrange furniture! The kitchen features quartz counter tops, pantry, cabinetry for days and stainless steel appliances. The primary bedroom has a detailed tongue and groove slightly vaulted ceiling. The incredible primary closet connects to the laundry room, which is also a great size and includes a sink! The bathroom is a sanctuary, and the tiled shower even has a rain shower! The soaking tubs are very adequate in size. Don't forget about the drop zone ''mudroom'' area! Outside, the covered porch will be a retreat, complete with TV hookups. Additional features include a tankless water heater, low-maintenance soffits and fascia, a two-car garage, and excellent storage throughout. Located in Kensington, a beautiful gated community featuring a stocked lake, swimming pool, and clubhouse. Just minutes from the Ross Barnett Reservoir and the shopping and dining options at Dogwood Festival Market, this home is also in the desirable Northwest Rankin School District. Directions: This home is located in the newest phase of Kensington. Use the gated entrance off Marshall Road. Once inside, continue straight on Palace Crossing to reach the new phase at the back of the neighborhood. While construction is ongoing, the back gate (accessible from Hwy 471) will be open only on select days and hours. Schedule your private tour today and see what makes this home truly special!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
Oakdale Elementary SchoolGrades PK-50.5 mi
7/10
8/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Cooktop,Microwave,Range Hood,Stainless Steel Appliance(s),Tankless Water Heater
  • Laundry features: Laundry Room,Sink

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Crown Molding,Double Vanity,Entrance Foyer,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s)
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Gas

Interior Area

  • Total structure area: 2,139
  • Total interior livable area: 2,139 sqft

Property

Details

  • Parcel number: I11q00000402080

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch

Lot

  • Lot size: 10,018 sqft
  • Features: Level,Open Lot,Rectangular Lot
  • Lot size dimensions: acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Rankin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,108$25,296
Home Insurance *$255$3,060
Property Taxes $201$2,412
Electricity $198$2,386
Total$2,762$33,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,697/yr
40% on housing$82,860/yr
45% on housing$73,653/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 39232$203
Rankin County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39232$181
Rankin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$416,900

New Construction

AgentJenny Winstead
BrokerageSouthern Homes Real Estate

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