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432 Estate Lane McLendon, Rockwall, TX, 75032

5beds
5baths
2,870sqft
$690,805
$241price/sqft
$5,062/moest. monthly cost
$202,480/yrincome needed

About This Home

MLS# 21172920 - Built by Altura Homes - Ready Now! ~ Introducing the Hemsworth VII Plan - A luxurious 1-story home that boasts a sprawling 2869 square feet of living space. With 5 bedrooms, 4.5 baths, a flex space-study, and a children's retreat, this home has everything you need to accommodate your needs. The 3-car garage provides ample space for your vehicles, and the 1-acre lot in the prestigious Heritage community of McClendon Chisholm offers a serene and picturesque setting. Perfect for families who value privacy, comfort, and style, the Hemsworth VII Plan is the ultimate dream home that you've been searching for.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
7/10
9/10
Rockwall High SchoolGrades 8-123.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Fiber Cement,Concrete,Rock,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Microwave,Tankless Water Heater,Vented Exhaust Fan
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Level: First
  • Dimensions: 11 x 12

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 13 x 13

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV,Wired for Data,Wired for Sound
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Game Room

  • Level: First
  • Dimensions: 12 x 17

Heating & Cooling

  • Heating features: Central,Natural Gas,Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Zoned

Interior Area

  • Total interior livable area: 2,870 sqft

Kitchen

  • Features: Breakfast Bar,Granite Counters,Pantry,Walk-In Pantry
  • Level: First
  • Dimensions: 12 x 6

Living Room

  • Level: First
  • Dimensions: 19 x 17

Master Bedroom

  • Features: Closet Cabinetry,Dual Sinks,Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 14 x 16

Utility Room

  • Features: Utility Room
  • Level: First
  • Dimensions: 8 x 7

Property

Details

  • Parcel number: 337354

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Lighting,Private Yard,Rain Gutters
  • Fencing: None

Lot

  • Lot size: 1 Acres
  • Features: Interior Lot

Parking

  • Total spaces: 3
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,493$41,916
Home Insurance *$437$5,244
Property Taxes $817$9,804
Electricity $315$3,781
Total$5,062$60,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,554/yr
40% on housing$151,860/yr
45% on housing$134,986/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 75032$234
Rockwall County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 75032$198
Rockwall County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$690,805
2026-02-06Listed for sale$684,904

New Construction

AgentBen Caballero
BrokerageHomesUSA.com

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