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275 Lynnfield St Unit 275, Lynn, MA, 01904

4beds
2baths
1,744sqft
$519,000
$298price/sqft
$3,594/moest. monthly cost
$143,760/yrincome needed

About This Home

Back on Market! Previous buyer was unable to close due to an unexpected personal emergency—no fault of the property. Even better, the home appraised above asking price! FHA approved and vacant for a smooth and flexible closing. Solar panels to be transferred to the new owner. Sold as-is. This is a second chance for buyers who missed out the first time—schedule your showing today!275 Lynnfield St #275! This spacious 4-bedroom, 2-bath townhouse lives like a single-family home and offers 1,744 sq ft of comfortable living space. The open-concept layout features a bright living and dining area, high ceilings, and a well-appointed kitchen with granite countertops, stainless steel appliances, and a center island. The finished basement with a full bath provides valuable additional living space, perfect for a family room, home office, gym, or guest area. Enjoy a porch, deck, and four off-street parking spaces, all in a convenient Ward 1 location with easy access to Route 1, I-95, shopping, dining, and public transportation.

Getting Around

46
WalkingCar-Dependent
24
TransitMinimal Transit
21
BikeSomewhat Bikeable

Schools

7/10
4/10
Pickering Middle SchoolGrades 6-80.8 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Shingle

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Electric Dryer Hookup,Washer Hookup,In Basement

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Full
  • Level: Second

Bathroom2

  • Features: Bathroom - Full
  • Level: Basement

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Ceiling Fan(s), Flooring - Hardwood, Lighting - Overhead
  • Level: First

Features

  • Home Office
  • Flooring: Laminate,Hardwood
  • Finished area below ground: 474
  • Finished area above ground: 1,744

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,744
  • Total interior livable area: 1,744 sqft

Kitchen

  • Features: Flooring - Laminate, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Lighting - Overhead
  • Level: First

Living Room

  • Features: Flooring - Wall to Wall Carpet, Open Floorplan, Recessed Lighting, Lighting - Overhead
  • Level: First

Master Bedroom

  • Level: Third

Office

  • Level: Second

Property

Details

  • Parcel number: M:076 B:072 L:005 S:001,1987899
  • Zoning: R1

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck

Lot

  • Lot size: 6,233 sqft

Parking

  • Total spaces: 4
  • Parking features: Assigned,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$175$2,100
Property Taxes $441$5,292
Electricity $354$4,259
Total$3,594$43,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,222/yr
40% on housing$107,820/yr
45% on housing$95,840/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 01904$310
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01904$409
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$499,900
2026-07-22Listed for sale$519,000
2026-05-05Contingent$519,000
2026-04-15Price change$519,000
2026-03-18Listed for sale$550,000

For Sale by Agent

AgentCavenack Bernadin
BrokerageColdwell Banker Realty - Milton

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