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13 W Dl #22, Arcola, MO, 65603

5beds
2baths
1,847sqft
$115,995
$63price/sqft
$840/moest. monthly cost
$33,600/yrincome needed

About This Home

Escape to the peace and privacy of the Missouri countryside with this beautiful 1 acre property located just a short 15-minute drive to Stockton Lake known for its great fishing, sail boating, skiing, camping, hunting, and more. This property offers the perfect blend of recreation, seclusion, and opportunity. With 5-bedrooms, 2-bath this home offers just under 1,900 square feet of living space and plenty of potential for the right buyer. With a spacious layout and solid footprint, there's room to reimagine and add value. The huge spacious shop offers plenty of space for your boat, jet skis, and a plethora of other equipment and gear. Priced to sell fast this one of a kind property won't last long. Being sold as is.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
7/10
Greenfield High SchoolGrades 7-129.4 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,847

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,847
  • Total interior livable area: 1,847 sqft

Property

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 1 acre

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Tornado
Drought
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $586$7,032
Home Insurance *$58$696
Property Taxes $55$660
Electricity $141$1,693
Total$840$10,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,800/yr
40% on housing$25,200/yr
45% on housing$22,400/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 65603
Dade County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 65603
Dade County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Price change$156,995
2026-03-18Listed for sale$165,000

For Sale by Agent

AgentDarrel Phipps
BrokerageKELLER WILLIAMS REALTY ELEVATE

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