




142 Black Point Road #H9, Rumson, NJ, 07760
About This Home
Enjoy true beachfront living on this exquisite private Island in the heart of Rumson. This beautiful custom-built home, completed in 2017 offers a wonderful open floor plan, 2 private bedrooms, plus an enormous second floor sleeping loft with endless possibilities (plumbed for a second bath). Spectacular, unobstructed views of the Navesink River and the ever-changing Hartshorne Woods! Walls of windows and an amazing deck invite you to soak in the breathtaking sunrises in the east and the gorgeous sunsets in the west. Private, gated community on approx. 39 acres allows full time access from April 1st-Oct. 31st plus weekends and holidays from Nov 1st-March 31st, as well as daytime visits anytime. Enjoy beautiful beaches, boating, great fishing, & a fabulous lifestyle making this home the perfect retreat! Close proximity to great restaurants, shopping & public transportation including the ferry to NYC!
Getting Around
Schools
Construction
Condition
- Year built: 2017
Type & Style
- Home type: SingleFamily
- Architectural style: Custom
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Recessed Lighting
Heating
- Heating features: Electric
Interior Area
- Total structure area: 1,500
- Total interior livable area: 1,500 sqft
Property
Details
- Parcel number: 4100072000000008
- Zoning description: Residential
- Exclusions: washer,dryer
Features
- Stories: 2
- Exterior features: Lighting
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: Bulkhead,River Front
Parking
- Parking features: Assigned,None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Heat Wave
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,568 | $78,816 |
| Home Insurance * | $415 | $4,980 |
| Property Taxes | $1,656 | $19,872 |
| Electricity | $193 | $2,318 |
| Total | $8,832 | $105,984 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $1,399,000 |
| 2026-03-18 | Listed for sale | $1,499,000 |
For Sale by Agent
