794 Emerald DRIVE #794A, Hartford, WI, 53027
About This Home
Discover the unparalleled charm & endless possibilities of this expansive 17.6-acre estate on the Oconomowoc River in Hartford, WI. This unique property has a truly diverse landscape w/ high & low lands, mature trees & a private pond. The estate features two distinct homes: A cozy 866 sqft cottage w/ the upper unit containing 1 bed/1 bath & the lower unit being a studio w/ 1 bath & a kitchenette. The second home is a charming 1400 sqft farmhouse, offering 3 beds/2 baths w/ main living space walking out to a large deck, ideal to enjoy the picturesque surroundings. Property also has a 2+ car detached garage & a Gambrel style barn, standing strong on a rebuilt foundation! DNR lands border the east & west, ensuring privacy & natural beauty. This property is truly waiting to be embraced!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 1900
Materials
- Construction materials: Aluminum Trim,Other,Stone,Brick/Stone,Vinyl Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse/National Folk,Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Window A/C,Dryer,Other,Oven,Range,Refrigerator,Washer,Water Softener
Basement
- Has basement: Yes
- Basement: Full,Other,Walk-Out Access
Bedroom2
- Level: Upper
- Area: 117
Bedroom3
- Level: Main
- Area: 144
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bedrooms: 1
Family Room
- Level: Upper
- Area: 196
Heating & Cooling
- Heating features: Other
- Cooling features: Other,Wall/Window Unit(s)
Interior Area
- Total structure area: 2,266
- Total interior livable area: 2,266 sqft
Kitchen
- Level: Main
- Area: 198
Living Room
- Level: Main
- Area: 252
Master Bedroom
- Level: Upper
- Area: 168
Office
- Level: Main
- Area: 150
Property
Details
- Parcel number: T3 052400A
- Zoning: RES
- Exclusions: Upper House Appliances. Seller/Tenants Personal Property.
Features
- Levels: One,One and One Half,Two
- Stories: 1
- Patio & porch: Deck,Patio
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Deeded Water Access,Water Access/Rights,Waterfront,Creek,Pond,River,Over 300 feet
- Waterbody name: Ocon River & Pond
- Horses can be raised: Yes
- Living area range: 2001-2500
Lot
- Lot size: 17.60 Acres
- Features: Horse Allowed,Hobby Farm,Pasture,Tillable,Wooded
Parking
- Total spaces: 2
- Parking features: Detached,2 Car,1 Space
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,458 | $89,496 |
| Home Insurance * | $539 | $6,468 |
| Property Taxes | $1,302 | $15,624 |
| Electricity | $212 | $2,555 |
| Total | $9,511 | $114,132 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-18 | Listed for sale | $1,595,000 |
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