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5444 N Citation Rd, Toledo, OH, 43615

2beds
2baths
2,122sqft
$366,900
$173price/sqft
$2,829/moest. monthly cost
$113,160/yrincome needed

About This Home

Welcome to one of the most comprehensively renovated residences in Ottawa Hills toledo's prestigious Scenic Enclave established in 1915 along the Ottawa River offered at $389,900 every inch of this stunning condo has been redesigned from the ground up.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
8/10
Ottawa Hills High SchoolGrades 7-121.6 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Dryer,Electric Oven,Refrigerator,Washer
  • Laundry features: In Basement,In Unit,Inside

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Lower

Dining Room

  • Level: Main

Features

  • Built-in Features,Eat-in Kitchen,Entrance Foyer,Open Floorplan,Pantry,Primary Bathroom,Storage
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,122
  • Total interior livable area: 2,122 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 8839006

Features

  • Levels: One
  • Exterior features: Balcony
  • Has view: Yes
  • View description: See Remarks

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,855$22,260
Home Insurance *$240$2,880
Property Taxes $507$6,084
Electricity $227$2,731
Total$2,829$33,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,994/yr
40% on housing$84,870/yr
45% on housing$75,440/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 43615$126
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43615$136
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$389,900

For Sale by Agent

AgentMatthew Tammarine
BrokerageMeridian Real Estate Services

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