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1283 N OSPREY POINT #172, Crystal River, FL, 34429

1beds
1baths
900sqft
$129,000
$143price/sqft
$985/moest. monthly cost
$39,400/yrincome needed

About This Home

This Is THE Real Florida! Direct Gulf access and your own private boat pilings to build the most amazing boat dock to fit your watercraft. Beautifully remodeled throughout has this place fresher than your catch of the day. Looking to make a little extra cash? This unit allows 3 month rentals, so we welcome all investors too! The exclusive Islands of Dixie Shore condos, is nestled up to the 30,000-acre Crystal River Preserve where dolphins and manatees splash in your backyard. No fixed bridges here, just smooth sailing straight to the Gulf in the refreshing, salty breeze, making you feel like you are on vacation everyday! This beautifully updated 1-bedroom, 1-bath, poolside home offers the perfect blend of modern upgrades, functional comfort, and laid back lifestyle appeal, all within a well established tropical setting. From the scenic drive to the moment you arrive, the presence is all natural Florida beauty. Before entering, you will notice this cutie is highlighted by a new durable metal roof (2022) and beautiful natural landscape. Step inside to discover a bright, open interior enhanced by continuous luxury plank flooring that flows seamlessly throughout the home, creating both visual cohesion and everyday durability. For buyers who appreciate vintage charm, check out the furnishings, it could be yours - turnkey! Everything's negotiable! The renovated kitchen, features stone countertops, updated cabinetry, new appliances, and prep space that opens naturally into the main living and dining areas. Whether hosting friends or enjoying a quiet evening in, the layout supports both entertaining and peaceful living. The full bathroom has been tastefully remodeled with matching stone surfaces and modern finishes, delivering a clean, move-in-ready feel. Fresh interior paint, enhances the natural light and adds to the home’s polished presentation. Peace of mind comes from a series of significant system upgrades, including new plumbing and electrical components. Thanks to the comprehensive insurance coverage (FLOOD INSURANCE IS FULLY COVERED WITH YOUR CONDO FEE FOR THIS UNIT)! One of the home’s standout lifestyle features is the sunroom, offering flexible space for a second living area, dining nook, playroom, or home office. It opens to a rear patio overlooking the tranquil pond and fountain, ideal for outdoor lounging, grilling, or simply enjoying Florida’s year round sunshine. Plus, the community comes with a clubhouse, tennis courts (pickleball court coming soon), and a heated pool (year round swim vibes). The association fee covers cable, internet, full flood insurance, maintenance... basically, you just bring the sunscreen, fishing poles, boat and good vibes. This is your must see, must buy now, Florida dream. The best deal in the community! Don't let this treasure pass you by!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
4/10
4/10
Crystal River High SchoolGrades PK,9-123.5 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Block,Concrete

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Closet

Balcony Porch Lanai

  • Level: First
  • Area: 120
  • Dimensions: 15x8

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan,Stone Counters,Thermostat
  • Door features: Sliding Doors
  • Flooring: Other

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Level: First
  • Area: 121
  • Dimensions: 11x11

Living Room

  • Level: First
  • Area: 330
  • Dimensions: 15x22

Primary Bedroom

  • Features: Dual Closets
  • Level: First
  • Area: 255
  • Dimensions: 17x15

Property

Details

  • Parcel number: 17E18S3000002A3101720
  • Zoning: CLR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Sidewalk,Storage,Tennis Court(s),Boat Slip
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Gulf/Ocean Access,Seawall

Lot

  • Lot size: 945 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$69$828
Property Taxes $67$804
Electricity $197$2,366
Total$985$11,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,771/yr
40% on housing$29,550/yr
45% on housing$26,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 34429$176
Citrus County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 34429$171
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-19Listed for sale$129,000

For Sale by Agent

AgentMichele Jones
BrokerageCHARLES RUTENBERG REALTY INC

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