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11627 Cowford Rd, Athens, AL, 35611

3beds
2baths
1,400sqft
$219,900
$157price/sqft
$1,560/moest. monthly cost
$62,400/yrincome needed

About This Home

BUILDING IS HAPPENING NOW by Limestone county builder - Lynn Persell Home Builders! Brand new home on Large lot offers a lot of space outside and a space optimized plan interior! Isolated master suite with private bath includes double master closets. Pantry in kitchen plus a convenient laundry room. 2 additional bedrooms and second bath on opposite side of large living room. Eat-in kitchen opening to covered back porch overlooks back yard. Over 1/2 acre lot offers plenty or room and you are within minutes of the river if you like to fish!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
5/10
Clements High SchoolGrades 6-128.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab

Other

  • Builder name: LYNN PERSELL HOME BUILDERS INC.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Microwave

Bedroom2

  • Features: Walk-In Closet(s),LVP Flooring
  • Level: First
  • Area: 140

Bedroom3

  • Features: Walk-In Closet(s),LVP
  • Level: First
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1,Electric
  • Cooling features: Central 1,Electric

Interior Area

  • Total interior livable area: 1,400 sqft

Kitchen

  • Features: Crown Molding,Eat-in Kitchen,Pantry,LVP
  • Level: First
  • Area: 252

Laundry Room

  • Features: LVP
  • Level: First
  • Area: 48

Living Room

  • Features: Ceiling Fan(s),Crown Molding,LVP
  • Level: First
  • Area: 252

Master Bathroom

  • Features: Walk-In Closet(s),LVP,Walk in Closet 2
  • Level: First
  • Area: 80

Master Bedroom

  • Features: Ceiling Fan(s),Isolate,LVP
  • Level: First
  • Area: 224

Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Covered Porch
  • Has view: Yes
  • View description: Bluff/Brow

Lot

  • Lot size: 0.65 Acres
  • Lot size dimensions: 95 x 300

Parking

  • Parking features: Driveway-Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Drought
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$151$1,812
Property Taxes $58$696
Electricity $240$2,881
Total$1,560$18,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,485/yr
40% on housing$46,800/yr
45% on housing$41,600/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 11.6%
11.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 35611$142
Limestone County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 35611$156
Limestone County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$219,900

New Construction

AgentTroy Elmore
BrokerageTroy Elmore Realty & Auction

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