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238 Amber Glen Dr, Locust, NC, 28097

5beds
4baths
3,194sqft
$605,190
$189price/sqft
$3,850/moest. monthly cost
$154,000/yrincome needed

About This Home

Welcome to 238 Amber Glen Drive, Locust, NC — a stunning new construction home built by M/I Homes. This thoughtfully designed home offers 3,194 square foot of well-planned living space, featuring 4 bathrooms and an owner's bedroom conveniently located on the main level. This home features the following: 3,194 square foot of spacious living area Owner's bedroom on the main level for everyday convenience 5 bedrooms and 4 full bathrooms Open-concept living space ideal for entertaining and daily living 3-car garage This home showcases a quality floorplan that prioritizes both comfort and functionality. The open-concept living space creates a seamless flow between the main gathering areas, making it easy to move between the kitchen, dining, and living spaces. Every detail has been carefully considered, from the layout of the rooms to the selection of finishes, ensuring a home that feels both inviting and refined. Situated in the welcoming Amber Glen neighborhood, this home provides easy access to nearby parks and green spaces — perfect for outdoor activities and recreation. The neighborhood offers a peaceful setting while keeping you connected to everyday conveniences. This is your opportunity to own a beautifully crafted new construction home in one of Locust's desirable neighborhoods.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Locust Elementary SchoolGrades K-50.9 mi
6/10
5/10
West Stanly High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: M/I Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Interior Area

  • Total interior livable area: 3,194 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Stanly County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,060$36,720
Home Insurance *$206$2,472
Property Taxes $287$3,444
Electricity $297$3,569
Total$3,850$46,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,000/yr
40% on housing$115,500/yr
45% on housing$102,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 28097$175
Stanly County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 28097$177
Stanly County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$605,190

New Construction Spec

AgentM/I Homes of Charlotte, LLC
BrokerageM/I Homes

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