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4402 Redstart Ln Lot 15, Rocklin, CA, 95677

5beds
3baths
2,232sqft
$659,450
$295price/sqft
$4,404/moest. monthly cost
$176,160/yrincome needed

About This Home

Residence Three at Granite Terrace by Keusder Homes offers one of the last available quick move-in opportunities in this sought-after Rocklin community designer-finished, energy-efficient, and ready now. Why this floor plan stands out: At 2,232 sq. ft., the layout delivers 5 bedrooms and 3 full bathrooms, including a main-floor bedroom and full bath ideal for multigenerational living, guests, or a dedicated home office. The kitchen features quartz countertops and designer-selected finishes already in place. The 2-car garage, energy-efficient construction, and thoughtful layout make this a move-in ready home with nothing left to do. Rocklin Unified School District. One of the most consistently rated districts in Placer County a genuine long-term value driver for this address. Located in the heart of Rocklin with direct access to I-80, and minutes from shopping, dining, and entertainment along Rocklin Road and the Fountains. Low Mello-Roos. HOA community. Quick move-in. This is a completed, designer-finished home at a fixed price no construction wait, no finish selections to stress over.

Getting Around

57
WalkingSomewhat Walkable
28
TransitSome Transit
84
BikeVery Bikeable

Schools

8/10
6/10
9/10
Rocklin High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame

Other

  • Builder name: Keusder Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Range Hood,Ice Maker,Dishwasher,Disposal,Microwave,Tankless Water Heater
  • Laundry features: Gas Dryer Hookup,Hookups Only,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Laminate,See Remarks,Other

Heating & Cooling

  • Heating features: Central,Gas,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,232 sqft

Kitchen

  • Features: Slab Counter,Kitchen Island,Stone Counters,Kitchen/Family Combo

Master Bathroom

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 045590015000
  • Zoning description: R
  • Special condition: Standard

Features

  • Fencing: Back Yard,Wood

Lot

  • Lot size: 3,402 sqft
  • Features: Sprinklers In Front,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,334$40,008
Home Insurance *$158$1,896
Property Taxes $434$5,208
Electricity $478$5,743
Total$4,404$52,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,994/yr
40% on housing$132,120/yr
45% on housing$117,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 95677$255
Placer County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95677$334
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$655,950

For Sale by Agent

AgentMallory Setzer Fraioli
BrokerageNext Real Estate Group Inc.

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