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325 Coyote Run Rd, Mathias, WV, 26812

4beds
3baths
3,000sqft
$490,000
$163price/sqft
$3,105/moest. monthly cost
$124,200/yrincome needed

About This Home

Welcome home to a nature lover’s paradise! Nestled on 7 private acres and surrounded by breathtaking mountain views, this property is the perfect forever home or weekend retreat. The open-concept main level is ideal for entertaining, offering seamless flow between living spaces. A main-level bedroom and full bath provide added convenience and flexibility for guests or multi-generational living. Upstairs, the spacious primary suite features a walk-in closet and private en suite bath. Two additional bedrooms share a hall bath, while a dedicated office and bonus room offer endless possibilities—perfect for a second family room, playroom, or home gym. Enjoy the best of outdoor living with easy access to nearby recreation, including Lost City Park and George Washington National Forest, offering miles of trails, camping, and scenic adventure. Conveniently located within reach of Washington, DC, this home provides the perfect balance of privacy and accessibility. Winter enthusiasts will love being close to popular ski destinations, including Bryce Resort, Canaan Valley Resort, Timberline Mountain, and Massanutten Resort. For your peace of mind, recent updates include: New metal roof (June 2019), New upstairs heat pump system (September 2025), Driveway repair (October 2025).

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
4/10
East Hardy High SchoolGrades 7-1211.7 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Crawl Space
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin/Lodge
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,000

Heating & Cooling

  • Heating features: Forced Air,Electric,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 02 468003700000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 7 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Hurricane
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$200$2,400
Property Taxes $118$1,416
Electricity $310$3,729
Total$3,105$37,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,457/yr
40% on housing$93,150/yr
45% on housing$82,800/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 26812$142
Hardy County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 26812
Hardy County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$519,000

For Sale by Agent

AgentLori Fountain Bales
BrokerageKeller Williams Realty

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