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735 Woodstock Rd #148, East Berne, NY, 12059

1beds
1baths
500sqft
$48,000
$96price/sqft
$581/moest. monthly cost
$23,240/yrincome needed

About This Home

All furnished, all appliances, electric fireplace, 2 AC units, ceiling fans, shed, many perennials. 3 slideouts

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Asphalt

Type & Style

  • Home type: MobileManufactured

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Basement (not specified)

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Carpet,Linoleum / Vinyl

Interior Area

  • Total interior livable area: 500 sqft

Property

Features

  • Exterior features: Metal
  • Has view: Yes
  • View description: Park,Mountain

Lot

  • Lot size: 1,200 sqft

Parking

  • Total spaces: 2
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Landslide

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $242$2,904
Home Insurance *$25$300
Property Taxes $68$816
Electricity $246$2,954
Total$581$6,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,920/yr
40% on housing$17,430/yr
45% on housing$15,493/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 12059$153
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12059$254
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-26Price change$52,000
2026-03-31Price change$58,000
2026-03-19Listed for sale$65,000

For Sale by Owner

AgentDennis Barber

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