See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1997 Stevens Dr Lot 5, Westmoreland, TN, 37186

3beds
2baths
1,400sqft
$317,500
$227price/sqft
$2,071/moest. monthly cost
$82,840/yrincome needed

About This Home

New Construction! - 3 Bed, 2 Bath Home – Minutes from Town! Welcome to your dream home! This stunning new construction offers modern living at its finest, with 3 spacious bedrooms, 2 full bathrooms, and stylish finishes throughout. Step inside to an open-concept layout featuring a bright and airy living space, a sleek kitchen with brand-new stainless steel appliances, and plenty of room for entertaining. The primary suite boasts a walk-in closet and a private en-suite bath, while the additional bedrooms are perfect for family, guests, or a home office. Enjoy peace of mind with quality construction and energy-efficient features. Conveniently located just minutes from downtown, shopping, dining, and schools — this home offers the perfect blend of comfort and convenience. Don't miss your chance to own this beautiful new home — schedule a showing today!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
7/10
7/10
Westmoreland High SchoolGrades 9-121.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Disposal,Microwave

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Laminate
  • Finished area above ground: 1,400

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Property

Details

  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.26 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,605$19,260
Home Insurance $170$2,040
Property Taxes $121$1,452
Electricity $175$2,103
Total$2,071$24,852

Income You'd Need if You Spent...

35% on housing$71,005/yr
40% on housing$62,130/yr
45% on housing$55,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 37186$133
Sumner County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 37186$176
Sumner County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$317,500
2026-06-27Price change$319,900
2026-05-12Listed for sale$325,000
2026-05-05Listing removed$325,000
2026-03-19Listed for sale$325,000

New Construction

AgentJacob Adcock
BrokerageThe Adcock Group

Similar Homes