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26875 Monroe Rd #1103, Madison, MO, 65263

4beds
2baths
2,305sqft
$459,000
$199price/sqft
$4,028/moest. monthly cost
$161,120/yrincome needed

About This Home

Discover peace and recreation on this 20-acre NE Missouri retreat, just 25 miles from Moberly. Adjacent to a 700-acre wetland complex and farmland, the property offers rare wildlife habitat, privacy, and year-round outdoor activities. Enjoy morning waterfowl, pheasant, rabbit, and deer sightings along the wooded creek. Opportunities abound for food plots, gardens, mushroom hunting, and more. The 2,305 sq ft manufactured home (built in 2021) features four bedrooms, two baths, upgraded energy efficiency, and open living spaces filled with natural light. Relax on the walk-out porch or host gatherings on the covered patio. Additional amenities include a 12x24 shed and a second utility outbuilding.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
Madison Elementary SchoolGrades PK-62.8 mi
5/10
Madison High SchoolGrades 7-122.8 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Counter Top,Disposal,Range,Washer,Refrigerator,Oven,Microwave,Dryer,Dishwasher

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,305
  • Total interior livable area: 2,305 sqft

Property

Details

  • Parcel number: 011.101.00.0000002.000
  • Zoning: None

Features

  • Fencing: Other
  • On waterfront: Yes
  • Waterfront features: Creek

Lot

  • Lot size: 20 Acres
  • Lot size dimensions: 20 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$1,249$14,988
Property Taxes $283$3,396
Electricity $176$2,112
Total$4,028$48,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,102/yr
40% on housing$120,840/yr
45% on housing$107,413/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.5%
6.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 65263$240
Monroe County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 65263
Monroe County$66

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-17Listed for sale$459,000

For Sale by Agent

AgentCourtney Nicks
BrokerageTROPHY PROPERTIES and AUCTION

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