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126 Stone Creek Ln, Belton, SC, 29627

4beds
3baths
2,461sqft
$700,000
$284price/sqft
$4,473/moest. monthly cost
$178,920/yrincome needed

About This Home

Spectacular brand-new 4-bedroom, 3-bath modern farmhouse by Alex Craft Homes with a spacious bonus room, situated on a serene 2+ acre lot in a brand new Stone Creek Farms subdivision. This thoughtfully designed home offers exceptional craftsmanship, timeless style, and elevated finishes throughout-truly everything you’ve dreamed of and more. Built with outstanding quality and attention to detail, this home features gorgeous flooring, stunning countertops, beautiful trim work, and high-end fixtures that create a warm, welcoming, and luxurious feel. As you step inside, you’re greeted by an open-concept living area enhanced by a coffered ceiling and a striking floor-to-ceiling stone fireplace. The gourmet kitchen is a true showstopper-complete with a large island, quartz countertops, soft-close cabinetry, a deep farmhouse sink, convenient pot filler, and top-of-the-line LG appliances. The dining area showcases elegant wood ceiling beams and wainscoting, blending rustic charm with modern sophistication. The spacious primary suite offers a peaceful retreat, highlighted by a sliding barn door and a spa-like bathroom featuring double vanities, marble-style tile flooring, and a beautifully tiled shower. Located in an attractive and desirable area, this home provides both luxury and peace of mind, complete with a builder’s one-year warranty. Home is still under construction. Estimated completion date: June15-31st. Please note pictures are of similar floor plan/model but from a different location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm,Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Full bathrooms: 3

Property

Lot

  • Lot size: 2.18 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Anderson County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$407$4,884
Property Taxes $291$3,492
Electricity $236$2,839
Total$4,473$53,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,360/yr
40% on housing$134,190/yr
45% on housing$119,280/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 29627$150
Anderson County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 29627$168
Anderson County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentMilana Yuriychuk
BrokerageReznik Real Estate LLC

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