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854 Imperial Rd, Arnold, MD, 21012

5beds
4baths
3,435sqft
$1,549,000
$451price/sqft
$9,713/moest. monthly cost
$388,520/yrincome needed

About This Home

This elegant new construction waterfront property offers endless possibilities including riparian rights allowing construction of a private pier. Nestled along protected waters leading to the Magothy River. The property sits at the end of a private road with gated access allowed, perfectly positioned to capture beautiful water views and stunning sunsets. The Severn model features a two-car garage, five bedrooms, 3.5 baths, with the flexibility to expand or customize. The main level offers 9-foot ceilings, spacious formal living and dining rooms, a private study, laundry room, and an open-concept kitchen with a breakfast area that flows seamlessly into a large family room filled with natural light. Upstairs, the expansive owner’s suite includes a sitting area and a deluxe en-suite bath, creating a private retreat. Four additional bedrooms including one with its own en-suite bath, plus a third full hall bathroom. The partially finished lower level features 9-foot ceilings, a large recreation/game room, offering flexibility for a future media room, fitness space, or additional living area. Additional unfinished space with ample storage and room to expand. Buyer will have the opportunity to select finishes. The builder offers a wide range of models, designs, and floor plan options. The price reflects the stated options, but buyers may choose from multiple elevations, design upgrades, or even fully custom plans. The builder also offers models with optional first-floor owner’s suites. Additional highlights include public water, public sewer, and BGE provided natural gas. The property is located within a Blue Ribbon school district (Broadneck High School) and offers 55 feet of waterfront, (with riparian rights) beautiful views, and sunsets over the river. Building codes support constructing a 90 foot pier with 7 feet of mean low water (MLW). Approximate lot lines are marked on the property. This property combines the tranquility of Magothy River waterfront living with stunning sunsets and convenient access to nearby amenities, parks, and scenic waterways-offering a rare opportunity to build your dream home with a reputable builder.

Getting Around

14
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

8/10
9/10
8/10
Broadneck High SchoolGrades 9-123.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Colonial,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 1100

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 525
  • Finished area above ground: 2,910

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,010
  • Total interior livable area: 3,435 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: NO TAX RECORD
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Has view: Yes
  • View description: Garden,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Sail,Swimming Allowed,Waterski/Wakeboard,River
  • Waterbody name: Magothy River
  • Frontage length: Water Frontage Ft: 55

Lot

  • Lot size: 0.33 Acres
  • Features: Front Yard,Rear Yard,SideYard(s)

Parking

  • Total spaces: 2
  • Parking features: Other,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,832$93,984
Home Insurance *$412$4,944
Property Taxes $1,032$12,384
Electricity $437$5,251
Total$9,713$116,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$333,017/yr
40% on housing$291,390/yr
45% on housing$259,013/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$451This listing

vs Other Active Listings

Avg $/sqft

ZIP 21012$269
Anne Arundel County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 21012$288
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$1,650,000

New Construction

AgentShawn Wiseman
BrokerageNorthrop Realty

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