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17 Matanzas Cove Dr, Palm Coast, FL, 32137

2beds
2baths
1,905sqft
$399,900
$210price/sqft
$2,843/moest. monthly cost
$113,720/yrincome needed

About This Home

Discover easy, low-maintenance living in this well-appointed 2-bedroom, 2-bath home with a den, located in the welcoming Matanzas Cove 55+ community, offering low HOA fees, lawn care included, and no CDD fees. This thoughtfully designed home features tile flooring throughout the main living areas and the owner's suite, creating a clean and cohesive look. The kitchen is upgraded with granite countertops, upgraded cabinetry, and 42'' upper cabinets, with granite countertops in the bathrooms to match the home's polished finish. The versatile den provides the perfect space for a home office, hobby room, or guest area. With quality upgrades, a functional layout, and a carefree lifestyle in a charming community, this home is an excellent opportunity to enjoy everything Matanzas Cove has to offer. Bring All Offers!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
6/10
5/10
Matanzas High SchoolGrades 7,9-122.6 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Electric Range,Disposal,Dishwasher

Bedroom1

  • Level: Main
  • Area: 238
  • Dimensions: 17.00 x 14.00

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Main
  • Area: 120
  • Dimensions: 12.00 x 10.00

Dining Room

  • Level: Main
  • Area: 88
  • Dimensions: 11.00 x 8.00

Great Room

  • Level: Main
  • Area: 396
  • Dimensions: 22.00 x 18.00

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,593
  • Total interior livable area: 1,905 sqft

Kitchen

  • Level: Main
  • Area: 190
  • Dimensions: 10.00 x 19.00

Property

Details

  • Parcel number: 2810304240000000480
  • Zoning description: Single Family

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 50 x 120

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$371$4,452
Property Taxes $253$3,036
Electricity $197$2,366
Total$2,843$34,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,474/yr
40% on housing$85,290/yr
45% on housing$75,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 32137$242
Flagler County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 32137$203
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$399,900
2026-03-19Listed for sale$402,900

New Construction

AgentTommie Krawiec
BrokerageSeaGate Real Estate Inc.

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