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1136 S Nichols Rd, Swartz Creek, MI, 48473

4beds
2baths
1,682sqft
$699,999
$416price/sqft
$4,832/moest. monthly cost
$193,280/yrincome needed

About This Home

Charming farmhouse set on a picturesque 80-acre parcel featuring a mix of tillable land, wooded acreage, and a peaceful creek winding through the property. This 4-bedroom home offers timeless character and a spacious footprint, ready to be reimagined into something truly special! With solid bones and classic architectural appeal, this is the perfect opportunity for those with an HGTV vision. Recent exterior updates include 2023 metal roof, windows, and siding, and the property also features a barn with metal roof and additional outbuildings ideal for hobby farming, storage, or endless possibilities. Enjoy wide-open views and a serene country setting with expansive potential. Flexible acreage options available; contact listing agent for details. 63 acres tillable land, leased for the season. 14 acres of woods at back of parcel. Creek/Drain running through property. Home & Barn can be split off to +/- 3 acres if desired.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Seymour Elementary SchoolGrades PK,1-63.1 mi
7/10
Flushing High SchoolGrades 8-125.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Basement,Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Early American,Farmhouse,Country French,Traditional,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Second
  • Area: 144
  • Dimensions: 12 X 12

Bedroom

  • Level: Second
  • Area: 77
  • Dimensions: 11 X 7

Bedroom

  • Level: Second
  • Area: 144
  • Dimensions: 12 X 12

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12 X 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 165
  • Dimensions: 15 X 11

Features

  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,682

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total interior livable area: 1,682 sqft

Kitchen

  • Level: Entry
  • Area: 176
  • Dimensions: 16 X 11

Living Room

  • Level: Entry
  • Area: 432
  • Dimensions: 27 X 16

Other

  • Level: Entry
  • Area: 9
  • Dimensions: 3 X 3

Primary Bathroom

  • Level: Entry
  • Area: 180
  • Dimensions: 15 X 12

Property

Details

  • Parcel number: 0417200003
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Breezeway,Deck,Porch
  • Exterior features: Balcony
  • Waterfront features: Creek
  • Waterbody name: Misteguay Creek

Lot

  • Lot size: 80 Acres
  • Features: Farm,Part Larger Parcel,Split Possible,Wooded
  • Lot size dimensions: 668 x 3900 x 1341 x 3912

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached,Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind

FEMA Declared Disasters in Genesee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$376$4,512
Property Taxes $729$8,748
Electricity $188$2,259
Total$4,832$57,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,668/yr
40% on housing$144,960/yr
45% on housing$128,853/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$416This listing

vs Other Active Listings

Avg $/sqft

ZIP 48473$129
Genesee County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 48473$153
Genesee County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$259,999
2026-04-23Price change$799,999
2026-03-20Price change$299,999
2026-03-20Price change$539,999
2026-03-19Listed for sale$839,999

For Sale by Agent

AgentChristine Champlin
BrokerageRE/MAX Platinum-Fenton

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