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10843 Moss Creek Ct #40D, North Fort Myers, FL, 33903

3beds
2baths
1,760sqft
$65,000
$37price/sqft
$621/moest. monthly cost
$24,840/yrincome needed

About This Home

Discover resort-style living in this beautifully maintained 3-bedroom, 2-bathroom home located in the gated golf community of Pine Lakes Country Club. Featuring one of the most highly desirable split floor plans, this home offers both comfort and privacy. Step into a spacious open-concept living and dining area, perfect for entertaining or relaxing. The beautifully designed kitchen includes an island with prep sink, stainless steel appliances, abundant cabinetry, and a charming coffee bar. The home includes: • Two generous guest bedrooms (one ideal for a home office), both with walk-in closets • Large primary suite with an oversized walk-in closet • En suite bath featuring a soaker tub and easy-access shower • Inside laundry area with stackable washer/dryer and additional freezer Enjoy Florida living year-round in the enclosed lanai, complete with updated windows and a mini-split system for heating and cooling-perfectly positioned to take in stunning golf course and water views. There's also outdoor space to soak up the sunshine after a round of golf. Additional highlights: • Fully furnished - move-in ready • Large two-car attached garage • HVAC (2024) • Mini-split (approx. 3 years old) • Updated plumbing (2025) • New vapor barrier, tie-downs & ductwork (2026) • Roof approximately 10 years old. Hurricane shutters. Generator with GenerLink hookup. Located within Pine Lakes Country Club, residents enjoy: • Resort-style pool & jacuzzi • Clubhouse & on-site pub/restaurant • Tennis, pickleball, bocce ball & more This is an age-restricted community (40+ may be considered) offering a vibrant, friendly lifestyle. The home sits on a leased lot with a monthly fee of $1,771. Whether you're looking for a full-time residence or seasonal retreat, this home offers the best of Florida living. Contact Dee Ann today for your private showing! Virtual FaceTime showings available for out-of-town buyers.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Asphalt
  • Construction materials: Brick Siding,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Door features: Doorman
  • Flooring: Carpet,Laminate
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,760 sqft

Kitchen

  • Features: Pass-Through

Property

Details

  • On leased land: Yes
  • Lease amount: 1771

Features

  • Patio & porch: Patio,Covered Porch,Enclosed Porch,Deck
  • Exterior features: Golf,Tennis Court(s),Utilities
  • Has view: Yes
  • View description: Pond,Scenic,Street
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Features: Cul de Sac,Trees

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$54$648
Property Taxes $42$504
Electricity $197$2,366
Total$621$7,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,291/yr
40% on housing$18,630/yr
45% on housing$16,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$37This listing

vs Other Active Listings

Avg $/sqft

ZIP 33903$92
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33903$198
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-20Listed for sale$65,000

For Sale by Agent

AgentDeeann Blanton
BrokerageLighthouse Mobile Home Sales

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