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3990 Camden St APT B, Missoula, MT, 59808

3beds
2baths
1,619sqft
$589,900
$364price/sqft
$3,677/moest. monthly cost
$147,080/yrincome needed

About This Home

Proudly built by Concept Construction, this under construction 3-bedroom, 2-bathroom home blends quality craftsmanship with clean, modern design—ideal for easy, low-maintenance living. Almost move-in ready, the home will feature a thoughtfully finished kitchen, under-cabinet lighting, adding both warmth and functionality to the heart of the home. Designed for comfort and ease, this single-level home offers high ceilings, wide hallways, and a layout that lives effortlessly. The open-concept living, dining, and kitchen spaces connect seamlessly, creating an inviting environment for both everyday living and entertaining. Generously sized bedrooms provide flexibility for guests, a home office, or additional living needs, while still offering privacy and comfort. Whether you’re simplifying, investing, or looking for thoughtfully designed new construction, this home delivers a refined balance of style, function, and long-term livability. Interior photos are of a similar unit and are for illustrative purposes only, intended to represent overall quality and design. Finishes, features, and layout may vary and are not representative of actual selections and are subject to change without notice. Buyer to verify all information to their satisfaction.

Getting Around

14
WalkingCar-Dependent
22
TransitMinimal Transit
48
BikeSomewhat Bikeable

Schools

6/10
Hellgate Middle SchoolGrades 7-80.7 mi
3/10
Big Sky High SchoolGrades 9-123.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured

Other

  • Builder name: Concept Construction

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,619 sqft

Property

Details

  • Parcel number: 04220007327035339
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 6,926 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Winter Weather
Earthquake
Inland Flooding

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,982$35,784
Home Insurance $161$1,932
Property Taxes $383$4,596
Electricity $151$1,812
Total$3,677$44,124

Income You'd Need if You Spent...

35% on housing$126,068/yr
40% on housing$110,310/yr
45% on housing$98,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 59808$371
Missoula County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 59808$332
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$603,855

New Construction

AgentHeidi Stevenson
BrokerageEngel & Völkers Western Frontier - Missoula

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