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4606 Cemetary Rd, Scottsville, KY, 42164

3beds
2baths
1,350sqft
$274,900
$204price/sqft
$1,871/moest. monthly cost
$74,840/yrincome needed

About This Home

Enjoy peaceful living in this beautiful country setting! This home features a desirable split floor plan, offering both comfort and privacy. Inside, you’ll find durable and stylish LVT flooring throughout, along with a full appliance package that makes moving in a breeze. A fence will be installed between the home and the neighboring church, providing added separation and peace of mind. Conveniently located just minutes from Barren River Lake, this property offers the perfect blend of quiet country living with easy access to recreation and outdoor enjoyment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Granite Counters,Tub/Shower Combo

Bedroom2

  • Level: Main
  • Area: 132.2431

Bedroom3

  • Level: Main
  • Area: 132.2431

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Walls (Dry Wall),Eat-in Kitchen
  • Door features: Insulated Doors
  • Window features: Thermo Pane Windows
  • Flooring: None
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Kitchen

  • Features: Granite Counters
  • Level: Main
  • Area: 279.5833

Living Room

  • Level: Main
  • Area: 287.2222

Master Bathroom

  • Level: Main
  • Area: 42.8819

Master Bedroom

  • Level: Main
  • Area: 178.8889

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3313A

Features

  • Patio & porch: Covered Front Porch,Patio
  • Exterior features: Concrete Walks
  • Fencing: Other
  • Waterbody name: None

Lot

  • Lot size: 1 Acres
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Attached,Front Entry
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$197$2,364
Property Taxes $130$1,560
Electricity $154$1,850
Total$1,871$22,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,148/yr
40% on housing$56,130/yr
45% on housing$49,893/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 42164$149
Allen County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 42164$170
Allen County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$274,900

New Construction

AgentShannon M Hunt
BrokerageColdwell Banker Legacy Group

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