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9377 Caribbean Soul Way, Panama City Beach, FL, 32413

2beds
3baths
2,421sqft
$615,302
$254price/sqft
$4,377/moest. monthly cost
$175,080/yrincome needed

About This Home

The Escape Bay is a beautifully designed single-level home that blends coastal charm with modern comfort. Featuring 2 bedrooms, 2.5 baths, a den, a spacious great room, and a generously sized covered lanai, this plan offers an ideal balance of open living and private retreat spaces. Step inside through a welcoming foyer with tray ceiling detail, leading into the expansive great room (25'8'' x 20'4'') with soaring vaulted tray ceilings--perfect for entertaining or relaxing after a day in paradise. The adjoining dining area (13'4'' x 11'8'') and well-appointed kitchen create a seamless flow, with options for a wet bar/dry bar to elevate your hosting experience. The Primary Suite (15'1'' x 16'0'') is a true sanctuary, featuring its own tray ceiling, dual walk-in closets, and a luxurious primary bath. An available alternate primary bath layout provides additional personalization. A private Guest Suite includes a bedroom (13'1'' x 12'0'') with walk-in closet and its own full bath--perfect for visiting friends or family. A separate flexible Living/Hobby space (13'1'' x 9'6'') adds versatility for crafting, fitness, or relaxation. The Den (13'1'' x 11'8'') offers the ideal space for a home office, media room, or quiet reading retreat. Outdoor living shines in the Escape Bay, with a generous covered lanai (24'0'' x 12'0'') and available options such as a screened enclosure, fireplace, or additional door access. A 2-car garage (429 sq ft) and a well-designed laundry room complete the home's thoughtful layout.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
Surfside Middle SchoolGrades 6-88.8 mi
4/10
J.R. Arnold High SchoolGrades 9-129.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,ENERGY STAR Qualified Appliances,Electric Cooktop,Gas Water Heater,Plumbed For Ice Maker,Tankless Water Heater

Bedroom

  • Level: First
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: First
  • Dimensions: 13 x 11

Features

  • Home Theater
  • Window features: Double Pane Windows

Great Room

  • Level: First
  • Dimensions: 25 x 20

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,421
  • Total interior livable area: 2,421 sqft

Master Bedroom

  • Level: First
  • Dimensions: 15 x 16

Property

Details

  • Parcel number: 32503700280
  • Special condition: Listed As-Is

Features

  • Pool features: Community
  • Patio & porch: Covered,Porch
  • Spa features: Community

Lot

  • Lot size: 435.60 sqft
  • Lot size dimensions: 110 x 50

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,111$37,332
Home Insurance *$721$8,652
Property Taxes $302$3,624
Electricity $243$2,923
Total$4,377$52,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,068/yr
40% on housing$131,310/yr
45% on housing$116,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 32413$287
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32413$311
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$614,802

New Construction

AgentNikki Crovato
BrokerageRE/MAX GOLD

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