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1312 W 24th Ave, Covington, LA, 70433

4beds
2baths
2,129sqft
$495,000
$233price/sqft
$3,438/moest. monthly cost
$137,520/yrincome needed

About This Home

Cute new construction cottage in the heart of Downtown Covington. This 4 bedroom 2 bathroom home has a great layout and offers the right blend of modern style and classic charm. It offers quartz countertops, to the ceiling tile in the bathrooms, designer light fixtures and high end finishes throughout. You'll love being just minutes to shopping, restaurants, hospital and the interstate. Move in ready and easy to love, this one is great whether you're entertaining or relaxing at home.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
Pine View Middle SchoolGrades 4-60.3 mi
5/10
Covington High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Range

Bedroom

  • Level: Lower
  • Dimensions: 12x13

Bedroom

  • Level: Lower
  • Dimensions: 11x10

Bedroom

  • Level: Lower
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Lower
  • Dimensions: 16.3x12

Features

  • Ceiling Fan(s),Stone Counters
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,1 Unit

Interior Area

  • Total structure area: 2,363
  • Total interior livable area: 2,129 sqft

Kitchen

  • Level: Lower
  • Dimensions: 16.3x10

Living Room

  • Level: Lower
  • Dimensions: 20.4x23

Master Bedroom

  • Level: Lower
  • Dimensions: 15.3x13.75

Property

Details

  • Parcel number: 145552
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 8,400 sqft
  • Features: City Lot,Rectangular Lot
  • Lot size dimensions: 60 x 140

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$484$5,808
Property Taxes $292$3,504
Electricity $160$1,931
Total$3,438$41,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,874/yr
40% on housing$103,140/yr
45% on housing$91,680/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 21.0%
21.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 70433$235
St. Tammany Parish$166

vs Homes Sold Last Month

Median $/sqft

ZIP 70433$179
St. Tammany Parish$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$532,250

New Construction

AgentSandra Douglas
BrokeragePremier Edge Real Estate

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