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730 Marigold Rd NE, Sparta, GA, 31087

2beds
2baths
1,209sqft
$535,000
$443price/sqft
$3,577/moest. monthly cost
$143,080/yrincome needed

About This Home

Discover the perfect Lake Sinclair retreat in Baldwin County! This pristine 2BD/2BA turnkey home offers deep water (6ft+) with a max dock and boathouse lift already in place. Featuring low-maintenance siding, a new HVAC, and fresh exterior stain, this home is ready for fun. Enjoy fully fenced, pet-friendly grounds and an easy-access concrete driveway. Located just a short boat ride from local dining and golf, with high-speed fiber internet for working from home. Plus, take advantage of the rare opportunity to purchase the adjacent 1-acre cleared lake lot, available from the same seller for maximum privacy or future expansion. Come enjoy the lake today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
Lakeview AcademyGrades 3-56.7 mi
5/10
Oak Hill Middle SchoolGrades 6-87.2 mi
2/10
Baldwin High SchoolGrades 9-127.8 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Asphalt
  • Construction materials: Cedar,Sheetrock/Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Linen Closet,High Speed Internet
  • Flooring: Wood,Vinyl,Other,See Remarks
  • Fireplace features: Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,209
  • Total interior livable area: 1,209 sqft

Property

Details

  • Other equipment: Irrigation Pump,Sprinkler System,Satellite Dish

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Curb,Sidewalk,Dock
  • Fencing: Fenced
  • On waterfront: Yes
  • Waterfront features: Lake Sinclair,Seawall,Waterfront
  • Waterbody name: Lake Sinclair
  • Frontage length: Water Frontage: 80

Lot

  • Lot size: 0.50 Acres
  • Features: Outside City Limits

Parking

  • Total spaces: 3
  • Parking features: 3+ Car,Driveway,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$386$4,632
Property Taxes $267$3,204
Electricity $219$2,637
Total$3,577$42,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,640/yr
40% on housing$107,310/yr
45% on housing$95,386/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$443This listing

vs Other Active Listings

Avg $/sqft

ZIP 31087$141
Baldwin County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 31087$143
Baldwin County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$574,400
2026-03-20Listed for sale$574,900

For Sale by Agent

AgentJulia Thomas
BrokerageColdwell Banker Access Realty Milledgeville

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