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118 W Heath St, Hico, TX, 76457

2beds
2baths
1,333sqft
$550,000
$413price/sqft
$4,450/moest. monthly cost
$178,000/yrincome needed

About This Home

Welcome to this charming 2-bedroom, 2-bath home in the heart of Hico, TX! Built in 2022, this thoughtfully designed 1,333 sq ft residence sits on a .2-acre lot and offers a perfect blend of modern comfort and small-town charm. As you arrive, you’ll be greeted by a unique and beautiful “living fence” that provides both privacy and natural curb appeal. A walkway leads you to the inviting front entry, setting the tone for the warm and welcoming interior. Inside, you’ll find a well-appointed layout with an open feel, ideal for both everyday living and entertaining. The home features two spacious bedrooms and two full bathrooms, offering flexibility for homeowners, guests, or even a home gym. The kitchen and living areas are designed for functionality and comfort, making it easy to feel right at home. Additional highlights include a two-car garage, low-maintenance landscaping, and a versatile outbuilding that could be used as a dog kennel, chicken coop, or for additional storage. The peaceful setting captures the charm of Hico living while still offering modern conveniences. Whether you're looking for a primary residence, a weekend getaway, or an investment opportunity, this property checks all the boxes. Don’t miss your chance to own this move-in ready gem in a growing and desirable area!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Hico Elementary SchoolGrades PK-50.7 mi
6/10
Hico High SchoolGrades 6-120.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,Natural Woodwork
  • Window features: Skylight(s)
  • Flooring: Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,333 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Accessibility

  • Accessibility features: Accessible Full Bath

Details

  • Parcel number: R56443
  • Other equipment: Irrigation Equipment
  • Exclusions: Gas fire place in master bedroom.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 8,842 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Wildfire
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$1,060$12,720
Property Taxes $371$4,452
Electricity $238$2,859
Total$4,450$53,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,571/yr
40% on housing$133,500/yr
45% on housing$118,666/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.8%
-5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$413This listing

vs Other Active Listings

Avg $/sqft

ZIP 76457$172
Hamilton County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 76457
Hamilton County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$650,000

For Sale by Agent

AgentKaylee Gardner
BrokerageTexas Luxury and Land

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